140 Sandy Point Ct, Union Hall, VA 24176 Property Records

Franklin County property record for 140 Sandy Point Ct, Union Hall, VA 24176

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,360 sqft · built 1989
Lot Size	2.08 acres (90,866 sqft)
Owner	2 Individual Names on File
Last Sale	$855,000 (Mar 2024)
Tax Bill	$3,201 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`052 06-047 00`

Property Details

APN / Parcel Number

Primary APN	`052 06-047 00`
Alternative APN	`17142`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,360 sqft Living Area
Gross Area	2,559 sqft
1st Floor Area	1,360 sqft
Basement Area	1,360 sqft
Finished Basement	1,360 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2009
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Metal
Lot Area	90,866 sqft (2.08 acres)
Terrain	Rolling
View / Lot	Waterfront
Garage Area	1,120 sqft
Driveway	Paver Driveway
Parking Spaces	4 Parking Spaces

Exterior Amenities

Deck Area	55 sqft
Patio Area	480 sqft
Boat Access	Boat Access
Boat House	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	17142
Street Address	140 SANDY POINT CT
City	UNION HALL
State	VA
Zip	24176-2212
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	SANDY POINT LOT 4-A-1
Legal Subdivision	SANDY POIN
Legal Lot Number	4-A-1
Jurisdiction	FRANKLIN VA
Township / Civil Division	UNION HALL
Census Block Group	3
Census Block	3004
Census Tract	20102

Owner

140 Sandy Point Ct is owned by two individuals who bought it in March 2024.

Source: Franklin County records, as of June 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	107 TYE CT, WINCHESTER, VA 22602-6032
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2024	Bargain and Sale Deed, Transfer · Conventional Mortgage ATLANTIC COAST MORTGAGE
Sep 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage DOMINION CAPITAL MORTGAGE INC
Aug 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Nov 24, 2020	Deed, Transfer · Conventional Mortgage DOMINION CAPITAL MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2024 · Amount on File
Deed Sale	Mar 1, 2024 · Amount on File
Prior Sale	Nov 24, 2020 · Amount on File
Deed Document Number	20241158
Deed Book / Page	1209 / 2845
Record Updated	Sep 20, 2026

March 2024: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	FRANKLIN VA
Recording Date	Mar 1, 2024
Property Address	140 SANDY POINT CT, UNION HALL, VA 24176-2212
Document Number	0012092845
Book / Page	1209 / 2845
Map Reference	MB 1007 PG 2509
Instrument Date	Feb 28, 2024
Instrument	240001158
Transaction Type	Transfer
Record Updated	Apr 3, 2024
Title Company	ACCOMMODATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$427.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	107 TYE CT, WINCHESTER, VA 22602-6032

Mortgage

Document Number	0012092847
Date	Mar 1, 2024
Book Page	1209/2847
Instrument	240001159

Lender

Name	ATLANTIC COAST MORTGAGE
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	140 SANDY POINT CT, UNION HALL, VA 24176-2212
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0011701719
Date	Sep 20, 2021
Book Page	1170/1719
Instrument	210008756

Lender

Name	DOMINION CAPITAL MORTGAGE INC
Type	Mortgage Company
Address	HENRICO, VA 23233

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	351 Months
Due	Dec 1, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	140 SANDY POINT CT, UNION HALL, VA 24176-2212
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011262283
Date	Aug 30, 2019
Book Page	1126/2283
Instrument	190005399

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

November 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	Nov 24, 2020
Property Address	140 SANDY POINT CT, UNION HALL, VA 24176-2212
Document Number	0011512485
Book / Page	1151 / 2485
Map Reference	MB 1007 PG 2509
Instrument Date	Nov 23, 2020
Instrument	200009522
Transaction Type	Transfer
Record Updated	Nov 9, 2021
Title Company	ANCHOR TITLE SML LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$490.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	120 SANDY POINT CT, UNION HALL, VA 24176-2212

Mortgage

Document Number	200009523
Date	Nov 24, 2020
Instrument	200009523

Lender

Name	DOMINION CAPITAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 140 Sandy Point Ct was $3,201.

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,201.00	$744,500 Land $178,300 Building $566,200	$744,500 Land $178,300 Building $566,200
2023	$2,518.00	$412,800 (-) Land $146,300 Building $266,500	$412,800 (-) Land $146,300 Building $266,500
2022		$412,800 Land $146,300 Building $266,500	$412,800 Land $146,300 Building $266,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 140 Sandy Point Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	31 units insured incl. 24 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 140 Sandy Point Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50

May also be available: SMLW Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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