140 Eagles Ter, Shelby, NC 28150 Property Records

Cleveland County property record for 140 Eagles Ter, Shelby, NC 28150

Property Summary

Property Type	Single Family Home
Details	2,220 sqft · built 2007
Lot Size	0.77 acres (33,541 sqft)
Owner	Individual Name on File
Tax Bill	$2,786 (2026)
Deeds & Mortgages	Mar 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`53045`

Property Details

APN / Parcel Number

Primary APN	`53045`
Alternative APN	`1179544`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	2,220 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2008
Exterior Material	Stucco
Foundation Type	Footing
Lot Area	33,541 sqft (0.77 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	32 sqft
Deck Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1179544
Street Address	140 EAGLES TER
City	SHELBY
State	NC
Zip	28150-9703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA1
Legal Description	#69 PB21-5 DEER BRK PH 1 MAP 3 REV
Legal Subdivision	DEERBROOK
Legal Phase	1
Legal Block	1
Legal Lot Number	72
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1014
Census Tract	950800

Owner

140 Eagles Ter is owned and occupied by an individual.

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	140 EAGLES TER, SHELBY, NC 28150-9703
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	140 EAGLES TER, SHELBY, NC 28150-9703
Transaction Type	Mortgage
Record Updated	Mar 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0019682204
Date	Mar 9, 2026
Book Page	1968/2204
Instrument	200125475

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	PO BOX 25279, RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 140 Eagles Ter was $2,786, up 2.4% from the year before.

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,786.00 (+2.43%)	$428,382 (-) Land $51,143 Building $377,239	$428,382 (-) Land $51,143 Building $377,239
2025	$2,720.00	$428,382 Land $51,143 Building $377,239	$428,382 Land $51,143 Building $377,239
2023		$294,858 Land $39,209 Building $255,649	$294,858 Land $39,209 Building $255,649

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 140 Eagles Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 140 Eagles Ter is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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