132 Eagles Ter, Shelby, NC 28150 Property Records

Cleveland County property record for 132 Eagles Ter, Shelby, NC 28150

Property Summary

Property Type	Single Family Home
Details	3,282 sqft · built 2021
Lot Size	0.58 acres (25,265 sqft)
Owner	2 Individual Names on Record
Last Sale	$41,500 (Apr 2021)
Tax Bill	$4,163 (2026)
Deeds & Mortgages	Apr 2021 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`59681`

Property Details

APN / Parcel Number

Primary APN	`59681`
Alternative APN	`1339552`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	3,282 sqft Finished Area
Upper Floors Area	1,292 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Foundation Type	Footing
Lot Area	25,265 sqft (0.58 acres)
Garage Type	Mixed
Garage Area	752 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1339552
Street Address	132 EAGLES TER
City	SHELBY
State	NC
Zip	28150-9703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA1
Legal Description	#66PB21-5 DEERBROOK REV
Legal Subdivision	DEER BROOK
Legal Block	1
Legal Lot Number	123
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1014
Census Tract	950800

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	540 APRIL DR, SHELBY, NC 28152-7602
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2021 · Amount on Record
Deed Sale	Apr 30, 2021 · Amount on Record
Prior Sale	May 12, 2017 · Amount on Record
Deed Document Number	2021200054581
Deed Book / Page	1839 / 2756
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Apr 30, 2021
Property Address	132 EAGLES TER, SHELBY, NC 28150-9703
Document Number	0018392756
Book / Page	1839 / 2756
Map Reference	MB 20 PG 163
Instrument Date	Apr 21, 2021
Instrument	200054581
Transaction Type	Construction Loan
Record Updated	Aug 31, 2023

Transaction

Amount	Amount Recorded
Tax	$83.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 APRIL DR, SHELBY, NC 28152-7602

Mortgage

Document Number	0018392759
Date	Apr 30, 2021
Instrument	1839/2759

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	367 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Change Frequency	5 Years
Min Rate At Change	2%
Index	5-Year CMT
Max Rate	6%

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,163.00 (+1.46%)	$646,268 (-) Land $49,764 Building $596,504	$646,268 (-) Land $49,764 Building $596,504
2025	$4,103.00	$646,268 (+46.07%) Land $49,764 Building $596,504	$646,268 (+46.07%) Land $49,764 Building $596,504
2023		$442,429 Land $38,152 Building $404,277	$442,429 Land $38,152 Building $404,277

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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