129 Eagles Ter, Shelby, NC 28150 Property Records

Cleveland County property record for 129 Eagles Ter, Shelby, NC 28150

Property Summary

Property Type	Single Family Home
Details	2,396 sqft · built 2018
Lot Size	0.58 acres (25,265 sqft)
Owner	2 Individual Names on Record
Last Sale	$455,000 (Jan 2023)
Tax Bill	$3,336 (2026)
Deeds & Mortgages	Sep 2026 Sale Jan 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`60479`

Property Details

APN / Parcel Number

Primary APN	`60479`
Alternative APNs	`1323389` `1353833`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	2 Stories
Building Area	2,396 sqft Finished Area
Upper Floors Area	280 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Stone
Foundation Type	Footing
Lot Area	25,265 sqft (0.58 acres)
Garage Area	431 sqft
Porch	Slab
Porch Area	72 sqft
Deck Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1353833
Street Address	129 EAGLES TER
City	SHELBY
State	NC
Zip	28150-9703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA1
Legal Description	#75PB21-5DEERBROOKPH1MAP3
Legal Subdivision	DEERBROOK
Legal Block	1
Legal Lot Number	175
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1014
Census Tract	950800

Owner

Source: Cleveland County records, as of October 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	129 EAGLES TER, SHELBY, NC 28150-9703
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jan 23, 2023	Warranty Deed, Transfer · Conventional Mortgage KEY BANK NA
Mar 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMESTAR FINANCIAL CORP
Jan 31, 2019	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 23, 2023 · Amount on Record
Deed Sale	Jan 23, 2023 · Amount on Record
Prior Sale	Jan 31, 2019 · Amount on Record
Deed Document Number	2023200083082
Deed Book / Page	1891 / 136
Last Transfer Date	Sep 18, 2026
Transfer Doc	0200133942
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Sep 24, 2026
Property Address	129 EAGLES TER, SHELBY, NC 28150-9703
Document Number	0200133942
Book / Page	1985 / 103
Instrument Date	Sep 18, 2026
Instrument	2026200133942
Transaction Type	Transfer
Record Updated	Oct 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 EAGLES TER, SHELBY, NC 28150-9703

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Jan 23, 2023
Property Address	129 EAGLES TER, SHELBY, NC 28150-9703
Document Number	0018910136
Book / Page	1891 / 136
Map Reference	MB 20 PG 163
Instrument Date	Jan 23, 2023
Instrument	200083082
Transaction Type	Transfer
Record Updated	Aug 11, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$910.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1627 WATER ST, KETCHIKAN, AK 99901-6019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1000 ORCHARD GROVES CT APT 301, 301, BELMONT, NC 28012-4086

Mortgage

Document Number	0018910139
Date	Jan 23, 2023
Book Page	1891/139
Instrument	200083083

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44144

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Feb 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.2%
Index	Other
Margin	3
Max Rate	10.2%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	129 EAGLES TER, SHELBY, NC 28150-9703
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018100951
Date	Mar 31, 2020
Book Page	1810/951
Instrument	200037777

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company
Address	GAINESVILLE, GA 30501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Jan 31, 2019
Property Address	129 EAGLES TER, SHELBY, NC 28150-9703
Document Number	0017842317
Book / Page	1784 / 2317
Map Reference	MB 20 PG 163
Instrument Date	Jan 30, 2019
Instrument	200022578
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$650.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 143, BLACKSBURG, SC 29702-0143

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	129 EAGLES TER, SHELBY, NC 28150-9703

Mortgage

Document Number	200022579
Date	Jan 31, 2019
Instrument	200022579

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,336.00 (+1.03%)	$520,133 (-) Land $49,764 Building $470,369	$520,133 (-) Land $49,764 Building $470,369
2025	$3,302.00	$520,133 (+61.23%) Land $49,764 Building $470,369	$520,133 (+61.23%) Land $49,764 Building $470,369
2023		$322,597 (-) Land $38,152 Building $284,445	$322,597 (-) Land $38,152 Building $284,445
2022		$322,597 Land $38,152 Building $284,445	$322,597 Land $38,152 Building $284,445

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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