135 Eagles Ter, Shelby, NC 28150 Property Records

Cleveland County property record for 135 Eagles Ter, Shelby, NC 28150

Property Summary

Property Type	Single Family Home
Details	1,940 sqft · built 2018
Lot Size	0.68 acres (29,621 sqft)
Owner	Individual Name on Record
Last Sale	$495,000 (Jun 2024)
Tax Bill	$3,111 (2026)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`60477`

Property Details

APN / Parcel Number

Primary APN	`60477`
Alternative APNs	`1343808` `1363830`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,940 sqft Finished Area
Upper Floors Area	284 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Stone
Foundation Type	Footing
Lot Area	29,621 sqft (0.68 acres)
Garage Area	618 sqft
Porch	Slab
Porch Area	42 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1363830
Street Address	135 EAGLES TER
City	SHELBY
State	NC
Zip	28150-9703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA1
Legal Description	#73PB21-5DEERBROOKPH1MAP3
Legal Subdivision	DEER BROOK
Legal Block	1
Legal Lot Number	173
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1014
Census Tract	950800

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	135 EAGLES TER, SHELBY, NC 28150-9703
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2021	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Jul 30, 2020	Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE AFFINITY LLC
May 4, 2018	Warranty Deed, Subdivision Related Transfer · FHA Mortgage WYNDHAM CAP MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2024 · Amount on Record
Deed Sale	Jun 20, 2024 · Amount on Record
Prior Sale	Jul 30, 2020 · Amount on Record
Deed Document Number	2024200101653
Deed Book / Page	1923 / 1686
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Dec 3, 2021
Property Address	135 EAGLES TER, SHELBY, NC 28150-9703
Document Number	0018590864
Book / Page	1859 / 864
Map Reference	MB 21 PG 5
Instrument Date	Nov 19, 2021
Instrument	200065223
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$850.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 392, NORTH WILKESBORO, NC 28659-0392

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135 EAGLES TER, SHELBY, NC 28150-9703

Mortgage

Document Number	0001859867
Date	Dec 3, 2021
Instrument	1859/867

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Jul 30, 2020
Property Address	135 EAGLES TER, SHELBY, NC 28150-9703
Document Number	0018180300
Book / Page	1818 / 300
Map Reference	MB 21 PG 5
Instrument Date	Jul 30, 2020
Instrument	200042216
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$650.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 126, POLKVILLE, NC 28136-0126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135 EAGLES TER, SHELBY, NC 28150-9703

Mortgage

Document Number	0001818303
Date	Jul 30, 2020
Instrument	1818/303

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 5, 2050

May 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	May 4, 2018
Property Address	135 EAGLES TER, SHELBY, NC 28150-9703
Document Number	0017662276
Book / Page	001766 / 002276
Instrument Date	May 4, 2018
Instrument	13224
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 12, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$620.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	135 EAGLES TER SHELBY NC 28150, SHELBY, NC 28150

Mortgage

Document Number	17662278
Date	May 4, 2018
Book Page	001766/002278
Instrument	13225

Lender

Name	WYNDHAM CAP MTG
Type	Mortgage Company
Address	CHARLOTTE, NC 28210

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 3, 2048

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,111.00 (+1.14%)	$484,561 (-) Land $55,080 Building $429,481	$484,561 (-) Land $55,080 Building $429,481
2025	$3,076.00	$484,561 (+62.55%) Land $55,080 Building $429,481	$484,561 (+62.55%) Land $55,080 Building $429,481
2023		$298,102 Land $42,228 Building $255,874	$298,102 Land $42,228 Building $255,874

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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