137 Eagles Ter, Shelby, NC 28150 Property Records

Cleveland County property record for 137 Eagles Ter, Shelby, NC 28150

Property Summary

Property Type	Single Family Home
Details	1,912 sqft · built 2015
Lot Size	0.85 acres (37,026 sqft)
Owner	2 Individual Names on Record
Last Sale	$6,000 (Apr 2015)
Tax Bill	$2,983 (2026)
Deeds & Mortgages	Jul 2023 Line of Credit Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`60476`

Property Details

APN / Parcel Number

Primary APN	`60476`
Alternative APNs	`1307140` `1358456`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,912 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2016
Exterior Material	Stone
Foundation Type	Footing
Lot Area	37,026 sqft (0.85 acres)
Garage Area	602 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1358456
Street Address	137 EAGLES TER
City	SHELBY
State	NC
Zip	28150-9703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA1
Legal Description	#72PB21-5DEERBROOKPH1MAP3
Legal Subdivision	DEER BROOK
Legal Block	1
Legal Lot Number	172
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1014
Census Tract	950800

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	137 EAGLES TER, SHELBY, NC 28150-9703
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2023	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Aug 10, 2023	Warranty Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2015 · Amount on Record
Deed Sale	Apr 10, 2015 · Amount on Record
Deed Document Number	20152899
Deed Book / Page	1695 / 701
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	137 EAGLES TER, SHELBY, NC 28150-9703
Transaction Type	Mortgage
Record Updated	Aug 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0019021046
Date	Jul 13, 2023
Book Page	1902/1046
Instrument	200089547

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Aug 10, 2023
Property Address	137 EAGLES TER, SHELBY, NC 28150-9703
Document Number	0019040713
Book / Page	1904 / 713
Map Reference	MB 21 PG 5
Instrument Date	Aug 8, 2023
Instrument	200090645
Transaction Type	Transfer
Record Updated	Aug 23, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$900.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 EAGLES TER, SHELBY, NC 28150-9703

Mortgage

Document Number	0001904716
Date	Aug 10, 2023
Instrument	1904/716

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,983.00 (+1.19%)	$464,272 (-) Land $54,748 Building $409,524	$464,272 (-) Land $54,748 Building $409,524
2025	$2,948.00	$464,272 (+60.7%) Land $54,748 Building $409,524	$464,272 (+60.7%) Land $54,748 Building $409,524
2023		$288,898 (-) Land $41,973 Building $246,925	$288,898 (-) Land $41,973 Building $246,925
2022		$288,898 Land $41,973 Building $246,925	$288,898 Land $41,973 Building $246,925

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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