1395 Montera St, Chula Vista, CA 91913 Property Records

San Diego County property record for 1395 Montera St, Chula Vista, CA 91913

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,885 sqft · built 2002
Lot Size	0.15 acres (6,522 sqft)
Owner	2 Individual Names on Record
Last Sale	$595,500 (Dec 2012)
Tax Bill	$8,124 (2025)
Deeds & Mortgages	Feb 2021 Transfer Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`642-680-06-00`

Property Details

APN / Parcel Number

Primary APN	`642-680-06-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,885 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	6,522 sqft (0.15 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1395 MONTERA ST
City	CHULA VISTA
State	CA
Zip	91913-1806
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC10SF4
Legal Description	LOT 6 TR 014062
Legal Subdivision	CHULA VISTA GARDENS
Legal Tract	014062
Legal Block	1
Legal Lot Number	6
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1004
Census Tract	13325

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	108 HILLDALE DR, SAN ANSELMO, CA 94960-2320
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2021	Intrafamily Transfer, Transfer
Feb 3, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage FRANKLIN LOAN CENTER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2012 · Amount on Record
Deed Sale	Dec 19, 2012 · Amount on Record
Prior Sale	Dec 11, 2012 · Amount on Record
Deed Document Number	2012798246
Prior Transfer Date	Aug 22, 2012
Prior Transfer Doc	0000510166
Record Updated	Oct 29, 2026

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 3, 2021
Property Address	1395 MONTERA ST, CHULA VISTA, CA 91913-1806
Document Number	0000083259
Map Reference	MAP 14062
Instrument Date	Jan 28, 2021
Instrument	2021-0083259
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	476 21ST AVE, SAN FRANCISCO, CA 94121-3012

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 3, 2021
Property Address	1395 MONTERA ST, CHULA VISTA, CA 91913-1806
Document Number	0000083260
Map Reference	MAP 14062
Instrument Date	Jan 28, 2021
Instrument	2021-0083260
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SYNRGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	476 21ST AVE, SAN FRANCISCO, CA 94121-3012

Mortgage

Document Number	0000083261
Date	Feb 3, 2021
Instrument	2021-0083261

Lender

Name	FRANKLIN LOAN CENTER
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$450,532 (+2%) Land $180,211 Building $270,321
2025	$8,124.00 (+4.6%)	$441,699 (+4.04%) Land $176,678 Building $265,021
2023	$7,767.00 (+2.74%)	$424,549 Land $169,818 Building $254,731
2022	$7,560.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 606 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks, T-Mobile.

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