1404 Montera St, Chula Vista, CA 91913 Property Records

San Diego County property record for 1404 Montera St, Chula Vista, CA 91913

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,341 sqft · built 2002
Lot Size	0.101 acres (4,418 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Aug 2012)
Tax Bill	$8,605 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`642-680-43-00`

Property Details

APN / Parcel Number

Primary APN	`642-680-43-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,341 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	4,418 sqft (0.101 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1404 MONTERA ST
City	CHULA VISTA
State	CA
Zip	91913-1809
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC10SF4
Legal Description	LOT 92 TR 014062
Legal Subdivision	CHULA VISTA TERRACE
Legal Tract	014062
Legal Block	1
Legal Lot Number	92
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1009
Census Tract	13325

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1404 MONTERA ST, CHULA VISTA, CA 91913-1809
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE
Nov 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Dec 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage NEW WAVE LENDING GROUP INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2012 · Amount on Record
Deed Sale	Aug 17, 2012 · Amount on Record
Prior Sale	Jun 28, 2001 · Amount on Record
Deed Document Number	2012493282
Prior Transfer Date	Aug 10, 2012
Prior Transfer Doc	0000493283
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 16, 2026
Property Address	1404 MONTERA ST, CHULA VISTA, CA 91913-1809
Document Number	0000203534
Instrument Date	Jul 8, 2026
Instrument	2026203534
Transaction Type	Mortgage
Record Updated	Jul 24, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1404 MONTERA ST, CHULA VISTA, CA 91913-1809
Investor	Possibly a Property Investor

Mortgage

Document Number	0000203534,
Date	Jul 16, 2026
Instrument	2026203534

Lender

Name	GUARANTEED RATE

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.52%
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1404 MONTERA ST, CHULA VISTA, CA 91913-1809
Transaction Type	Mortgage
Record Updated	Nov 26, 2021
Title Company	ORABGE COAST TITLE, ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1404 MONTERA ST, CHULA VISTA, CA 91913-1809

Mortgage

Document Number	0000789219
Date	Nov 15, 2021
Instrument	2021-0789219

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1404 MONTERA ST, CHULA VISTA, CA 91913-1809
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1404 MONTERA ST, CHULA VISTA, CA 91913-1809

Mortgage

Document Number	0000810191
Date	Dec 17, 2020
Instrument	2020-0810191

Lender

Name	NEW WAVE LENDING GROUP INC
Type	Non-Lending Institution
Address	ROWLAND HEIGHTS, CA 91748

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2036

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$439,609 (+2%) Land $154,463 Building $285,146
2025	$8,605.00 (+4.47%) Homeowner's exemption	$430,990 (+4.04%) Land $151,435 Building $279,555
2023	$8,237.00 (+2.68%) Homeowner's exemption	$414,255 Land $145,555 Building $268,700
2022	$8,022.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 606 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks, T-Mobile.

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