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1392 Montera St, Chula Vista, CA 91913 Property Records

San Diego County property record for 1392 Montera St, Chula Vista, CA 91913

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,341 sqft · built 2002
Lot Size0.101 acres (4,418 sqft)
Owner2 Company Names on Record
Last Sale$350,000 (Apr 2012)
Tax Bill$8,746 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Feb 2017 Transfer
Flood ZoneZone X (minimal risk)
APN642-680-40-00

Property Details

APN / Parcel Number

Primary APN642-680-40-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,341 sqft Living Area

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Lot Area4,418 sqft (0.101 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address1392 MONTERA ST
CityCHULA VISTA
StateCA
Zip91913-1807
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePC10SF4
Legal DescriptionLOT 89 TR 014062
Legal SubdivisionCHULA VISTA TERRACE
Legal Tract014062
Legal Block1
Legal Lot Number89
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1009
Census Tract13325

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address1392 MONTERA ST, CHULA VISTA, CA 91913-1807
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Feb 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
CALIBER HOME LOANS INC
Feb 24, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 24, 2012 · Amount on Record
Deed SaleApr 24, 2012 · Amount on Record
Prior SaleJul 13, 2001 · Amount on Record
Deed Document Number2012238422
Last Transfer DateNov 1, 2024
Transfer Doc0000318545
Record UpdatedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1392 MONTERA ST, CHULA VISTA, CA 91913-1807
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyFIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
Address1392 MONTERA ST, CHULA VISTA, CA 91913-1807

Mortgage

Document Number0000155302
DateFeb 26, 2021
Instrument2021-0155302
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMar 1, 2036

February 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateFeb 24, 2017
Property Address1392 MONTERA ST, CHULA VISTA, CA 91913-1807
Document Number0000090204
Instrument DateJan 31, 2017
Instrument90204
Transaction TypeTransfer
Record UpdatedMar 1, 2017

Transaction

Tax$0.00
Amount AccuracyFull Value
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1392 MONTERA ST CHULA VISTA CA 919131807, CHULA VISTA, CA 91913-1807

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityChula Vista City
Elementary School DistrictChula Vista Elementary School District (KG - 06)
Secondary School DistrictSweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$452,073 (+2%) Land $170,666 Building $281,407
2025$8,746.00 (+4.49%)$443,210 (+4.04%) Land $167,320 Building $275,890
2023$8,370.00 (+2.7%) Homeowner's exemption$426,002 Land $160,824 Building $265,178
2022$8,150.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOTAY WATER DISTRICT
serves 242,155 people · EPA ID CA3710034
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2026
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 606 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wyyerd Connect
Fiber		8,000 / 8,000
AT&T
Fiber · DSL		5,000 / 5,000
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20

May also be available: GeoLinks, T-Mobile.

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