1388 Montera St, Chula Vista, CA 91913 Property Records

San Diego County property record for 1388 Montera St, Chula Vista, CA 91913

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,123 sqft · built 2002
Lot Size	0.101 acres (4,418 sqft)
Owner	Individual Name on Record
Tax Bill	$8,887 (2025)
Deeds & Mortgages	Sep 2022 Mortgage May 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`642-680-39-00`

Property Details

APN / Parcel Number

Primary APN	`642-680-39-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,123 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	4,418 sqft (0.101 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1388 MONTERA ST
City	CHULA VISTA
State	CA
Zip	91913-1807
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC10SF4
Legal Description	LOT 88 TR 014062
Legal Subdivision	CHULA VISTA GARDENS
Legal Tract	014062
Legal Block	1
Legal Lot Number	88
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1009
Census Tract	13325

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1388 MONTERA ST, CHULA VISTA, CA 91913-1807
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 10, 2017	Deed of Trust, Mortgage · Line of Credit CALIFORNIA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2012
Deed Sale	Dec 4, 2012
Prior Sale	Jul 7, 2009 · Amount on Record
Deed Document Number	2012758571
Prior Transfer Date	Nov 20, 2012
Prior Transfer Doc	0000758571
Record Updated	Oct 29, 2026

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 21, 2022
Property Address	1388 MONTERA ST, CHULA VISTA, CA 91913-1807
Document Number	0000371663
Map Reference	MAP 14062
Instrument Date	Sep 20, 2022
Instrument	2022-0371663
Transaction Type	Transfer
Record Updated	Sep 30, 2022
Title Company	CALIFORNIA TITLE COMPANY, CALIFORNIA MEMBERS TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1388 MONTERA ST, CHULA VISTA, CA 91913-1807

Mortgage

Document Number	0000371664
Date	Sep 21, 2022
Instrument	2022-0371664

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1388 MONTERA ST, CHULA VISTA, CA 91913-1807
Document Number	0000217935
Instrument Date	May 10, 2017
Transaction Type	Mortgage
Record Updated	May 23, 2017
Title Company	CALIFORNIA MEMBERS TITLE INSURANCE C, CALIFORNIA MEMBERS TITLE INS C

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1388 MONTERA ST CHULA VISTA CA 919131807, CHULA VISTA, CA 91913-1807

Mortgage

Document Number	0000217935
Date	May 16, 2017
Instrument	217935

Lender

Name	CALIFORNIA CU
Type	Credit Union
Address	SAN DIEGO, CA 92186-5833

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 15, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$493,722 (+2%) Land $279,344 Building $214,378
2025	$8,887.00 (+4.61%) Homeowner's exemption	$484,042 (+4.04%) Land $273,867 Building $210,175
2023	$8,495.00 (+2.78%) Homeowner's exemption	$465,248 Land $263,234 Building $202,014
2022	$8,265.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 606 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks, T-Mobile.

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