1391 Montera St, Chula Vista, CA 91913 Property Records

San Diego County property record for 1391 Montera St, Chula Vista, CA 91913

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,341 sqft · built 2002
Lot Size	0.144 acres (6,271 sqft)
Owner	2 Individual Names on Record
Last Sale	$310,000 (Dec 2001)
Tax Bill	$8,913 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`642-680-07-00`

Property Details

APN / Parcel Number

Primary APN	`642-680-07-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,341 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	6,271 sqft (0.144 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1391 MONTERA ST
City	CHULA VISTA
State	CA
Zip	91913-1806
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC10SF4
Legal Description	LOT 7 TR 014062
Legal Subdivision	CHULA VISTA TERRACE
Legal Tract	014062
Legal Block	1
Legal Lot Number	7
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1004
Census Tract	13325

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1391 MONTERA ST, CHULA VISTA, CA 91913-1806
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2022	Deed of Trust, Mortgage · Line of Credit SAN DIEGO COUNTY CU
Jun 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
Jun 15, 2018	Deed of Trust, Mortgage · Conventional Mortgage JG WENTWORTH HM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2001 · Amount on Record
Deed Sale	Dec 18, 2001 · Amount on Record
Deed Document Number	2001931780
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1391 MONTERA ST, CHULA VISTA, CA 91913-1806
Transaction Type	Mortgage
Record Updated	Jul 13, 2022
Title Company	FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1391 MONTERA ST, CHULA VISTA, CA 91913-1806

Mortgage

Document Number	0000273960
Date	Jul 5, 2022
Instrument	2022-0273960

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	SAN DIEGO, CA 92196

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 30, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1391 MONTERA ST, CHULA VISTA, CA 91913-1806
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000252182
Date	Jun 27, 2019
Instrument	2019-0252182

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1391 MONTERA ST, CHULA VISTA, CA 91913-1806
Document Number	0000255953
Instrument Date	Jun 15, 2018
Transaction Type	Mortgage
Record Updated	Jul 3, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1391 MONTERA ST CHULA VISTA CA 919131806, CHULA VISTA, CA 91913-1806

Mortgage

Document Number	0000255953
Date	Jun 22, 2018
Instrument	255953

Lender

Name	JG WENTWORTH HM LNDG
Address	WOODBRIDGE, VA 22192

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 21, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$466,941 (+2%) Land $158,205 Building $308,736
2025	$8,913.00 (+4.51%) Homeowner's exemption	$457,786 (+4.04%) Land $155,103 Building $302,683
2023	$8,528.00 (+2.71%) Homeowner's exemption	$440,012 Land $149,081 Building $290,931
2022	$8,303.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 606 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks, T-Mobile.

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