1380 Shipwreck Ln, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1380 Shipwreck Ln, Saint Cloud, FL 34771

Property Summary

Property TypeRural Improved / Non-Residential
Details1 bd · 1 ba · 388 sqft · built 1993
Lot Size0.067 acres (2,962 sqft)
Owner2 Individual Names on File
Last Sale$18,500 (Nov 2016)
Tax Bill$531 (2025)
Flood ZoneZone AE (high risk)
APN93211

Property Details

APN / Parcel Number

Primary APN93211
Alternative APN
  • 342531498700010068

Interior

Bedrooms1 Bed
Full Baths1 Bath
Stories1 Story
Building Area388 sqft
1st Floor Area388 sqft

Exterior

Year BuiltBuilt 1993
Exterior MaterialVinyl
Lot Area2,962 sqft (0.067 acres)
PorchPorch
Porch Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Account Number93211
Street Address1380 SHIPWRECK LN
CitySAINT CLOUD
StateFL
Zip34771-7440
Property CategoryOther
Property TypeOther > Rural Improved / Non-Residential
Local Zoning CodeOPUD
Legal DescriptionSHELTER COVE RESORT COND CB 1 PG 20 LOT 68
Legal Range31E
Legal Township25S
Legal Section34
Legal SubdivisionSHELTER COVE
Legal Tract4987
Legal Block1
Legal Lot Number68
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group3
Census Block3037
Census Tract43700

Owner

1380 Shipwreck Ln is owned by two individuals who bought it in November 2016.

Source: Osceola County records, as of December 11, 2025

Owner of Record2 Individual Names on File
Mailing Address1378 SHIPWRECK LN, SAINT CLOUD, FL 34771-7440
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 21, 2016 · Amount on File
Deed SaleNov 21, 2016 · Amount on File
Prior SaleMar 4, 2014
Deed Document Number2016174602
Deed Book / Page5059 / 2067
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 1380 Shipwreck Ln was $531.

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$531.00$50,400 Land $50,000 Building $400$50,400 Land $50,000 Building $400
2023$410.00 (+4.86%)$35,400 (-) Land $35,000 Building $400$35,400 (-) Land $35,000 Building $400
2022$391.00$35,400 Land $35,000 Building $400$35,400 Land $35,000 Building $400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1380 Shipwreck Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation66.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 70 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies70 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1380 Shipwreck Ln is high, ranking above 78% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 78% of the US · above 67% of Florida
Wildfire Likelihood0.4% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY-POINCIANA SYSTEM
public/private · serves 69,447 people · EPA ID FL3494429
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

May also be available: Spectrum.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Shipwreck Ln

Nearby Streets

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