1387 Bester Rd, Harbor Springs, MI 49740 Property Records

Emmet County property record for 1387 Bester Rd, Harbor Springs, MI 49740

Property Summary

Property Type	Condominium
Owner	2 Individual Names on Record
Last Sale	$278,000 (Nov 2013)
Tax Bill	$5,348 (2024)
Deeds & Mortgages	Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-16-08-401-101`

Property Details

APN / Parcel Number

Primary APN	`08-16-08-401-101`

Exterior

Architectural Style	Condo/Apartment

Location & Zoning

Street Address	1387 BESTER RD
City	HARBOR SPRINGS
State	MI
Zip	49740-9406
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	LTT FF-1
Legal Description	BAY MEADOWS CONDO, PLAN #182, UNIT 1. SECTION 8, T35N, R5W
Legal Range	05W
Legal Township	35N
Legal Section	08
Legal Subdivision	BAY MEADOWS
Legal Unit	1
Jurisdiction	EMMET MI
Township / Civil Division	LITTLE TRAVERSE
Census Block Group	1
Census Block	1012
Census Tract	970400

Owner

Source: Emmet County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1387 BESTER RD, HARBOR SPRINGS, MI 49740-9406
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2013 · Amount on Record
Deed Sale	Nov 12, 2013 · Amount on Record
Prior Sale	Jan 10, 2006 · Amount on Record
Deed Document Number	20135114720
Deed Book / Page	1162 / 30
Record Updated	Sep 20, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Nov 3, 2021
Property Address	1387 BESTER RD, HARBOR SPRINGS, MI 49740-9406
Document Number	1238/687
Book / Page	1238 / 687
Instrument Date	Oct 28, 2021
Instrument	5191649
Transaction Type	Transfer
Record Updated	Nov 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1387 BESTER RD, HARBOR SPRINGS, MI 49740-9406

Mortgage

Document Number	5191650
Date	Nov 3, 2021
Instrument	5191650

Lender

Name	GUARDIAN MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
County Subdivision	Little Traverse Township
Unified School District	Harbor Springs School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$389,700 (+68.05%) Land $389,700	$779,400 (+68.05%) Land $779,400
2024	$5,348.00
2023		$231,900 Land $231,900	$463,800 Land $463,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Truestream Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000