Emmet County property record for 1520 Bester Rd, Harbor Springs, MI 49740
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,728 sqft · built 1985 |
| Lot Size | 3.03 acres (131,987 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $219,900 (Jul 2018) |
| Tax Bill | $2,909 (2024) |
| Deeds & Mortgages | Mar 2021 Transfer Jul 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-16-08-100-011 |
| Primary APN | 08-16-08-100-011 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,728 sqft Living Area |
| 1st Floor Area | 1,728 sqft |
| Basement Area | 930 sqft |
| Unfinished Basement | 930 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch |
| Lot Area | 131,987 sqft (3.03 acres) |
| Garage Area | 490 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1520 BESTER RD |
|---|---|
| City | HARBOR SPRINGS |
| State | MI |
| Zip | 49740-8616 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LTT FF-1 |
| Legal Description | COM AT CTR OF SEC FOR POB, TH W 200 FT ALG C/L OF BESTER RD, TH N 660 FT, E 200 FT, S ALG N-S 1/4 LN 660 FT TO POB. 3.03 AC M/L. SECTION 8, T35N, R5W. |
| Legal Range | 05W |
| Legal Township | 35N |
| Legal Section | 08 |
| Jurisdiction | EMMET MI |
| Township / Civil Division | LITTLE TRAVERSE |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 970400 |
Source: Emmet County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1520 BESTER RD, HARBOR SPRINGS, MI 49740-8616 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 10, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Jul 13, 2018 | Warranty Deed, Transfer ST FRANCIS X FEDERAL CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 13, 2018 · Amount on Record |
| Deed Sale | Jul 13, 2018 · Amount on Record |
| Prior Sale | Apr 1, 1981 |
| Deed Document Number | 20185157925 |
| Deed Book / Page | 1205 / 30 |
| Last Transfer Date | Feb 15, 2021 |
| Transfer Doc | 1230/760 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Mar 10, 2021 |
| Property Address | 1520 BESTER RD, HARBOR SPRINGS, MI 49740-8616 |
| Document Number | 1230/760 |
| Book / Page | 1230 / 760 |
| Instrument Date | Feb 15, 2021 |
| Instrument | 5183727 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1520 BESTER RD, HARBOR SPRINGS, MI 49740-8616 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Jul 13, 2018 |
| Property Address | 1520 BESTER RD, HARBOR SPRINGS, MI 49740-8616 |
| Document Number | 1205/30 |
| Book / Page | 1205 / 30 |
| Instrument Date | Jul 12, 2018 |
| Instrument | 000005157925 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6483 S STATE RD, HARBOR SPRINGS, MI 49740-9702 |
| Document Number | 0000001205/0000000031 |
|---|---|
| Date | Jul 13, 2018 |
| Book Page | 0000001205/0000000031 |
| Instrument | 000005157926 |
| Name | ST FRANCIS X FEDERAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 174 Months |
| Due | Jan 1, 2033 |
Source: Emmet County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| County Subdivision | Little Traverse Township |
| Unified School District | Harbor Springs School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $230,200 (+18.17%) Land $18,900 Building $211,300 | $460,400 (+18.17%) Land $37,800 Building $422,600 | |
| 2025 | $194,800 (+36.7%) Land $15,300 Building $179,500 | $389,600 (+36.7%) Land $30,600 Building $359,000 | |
| 2024 | $2,909.00 | ||
| 2023 | $142,500 Land $13,200 Building $129,300 | $285,000 Land $26,400 Building $258,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Truestream Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
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