Emmet County property record for 1544 Bester Rd, Harbor Springs, MI 49740
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 2.5 ba · 996 sqft · built 1983 |
| Lot Size | 3.03 acres (131,987 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,636 (2024) |
| Deeds & Mortgages | Jul 2021 Mortgage Jul 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-16-08-100-010 |
| Primary APN | 08-16-08-100-010 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 996 sqft Living Area |
| 1st Floor Area | 996 sqft |
| Basement Area | 816 sqft |
| Unfinished Basement | 1,056 sqft |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Lot Area | 131,987 sqft (3.03 acres) |
| Garage Area | 720 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1544 BESTER RD |
|---|---|
| City | HARBOR SPRINGS |
| State | MI |
| Zip | 49740-8616 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LTT FF-1 |
| Legal Description | PT OF SE ? OF NW ? OF SECTION 8, COM AT W ? COR OF SD SEC, TH ALG E/W ? LN OF SD SEC, N89?56?30?E 2237.35 FT TO POB, TH N0?29?45?W 660 FT, TH N89?56?30?E 200 FT, TH S0?29?45?E 660 FT, TH ALG SD E/W 1/5 LN & C/L OF BESTER RD S89?56?30?W 200 FT TO POB. |
| Legal Range | 05W |
| Legal Township | 35N |
| Legal Section | 08 |
| Jurisdiction | EMMET MI |
| Township / Civil Division | LITTLE TRAVERSE |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 970400 |
1544 Bester Rd is owned and occupied by an individual.
Source: Emmet County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1544 BESTER RD, HARBOR SPRINGS, MI 49740-8616 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS |
| Jul 1, 2021 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 1544 BESTER RD, HARBOR SPRINGS, MI 49740-8616 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 123 CHERRY LN, CLEMMONS, NC 27012-9347 |
| Document Number | 0000001234/0000000713 |
|---|---|
| Date | Jul 1, 2021 |
| Book Page | 0000001234/0000000713 |
| Instrument | 5187677 |
| Name | CALIBER HOME LOANS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Jul 1, 2021 |
| Property Address | 1544 BESTER RD, HARBOR SPRINGS, MI 49740-8616 |
| Document Number | 1234/711 |
| Book / Page | 1234 / 711 |
| Instrument Date | Jun 28, 2021 |
| Instrument | 5187675 |
| Transaction Type | Transfer |
| Record Updated | Jul 16, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 123 CHERRY LN, CLEMMONS, NC 27012-9347 |
Source: Emmet County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| County Subdivision | Little Traverse Township |
| Unified School District | Harbor Springs School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $260,300 Land $20,600 Building $239,700 | $520,600 Land $41,200 Building $479,400 | |
| 2024 | $3,636.00 | ||
| 2023 | $158,300 Land $14,400 Building $143,900 | $316,600 Land $28,800 Building $287,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1544 Bester Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1544 Bester Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Truestream Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
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