Emmet County property record for 1344 Bester Rd, Harbor Springs, MI 49740
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 960 sqft |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $166,000 (May 2018) |
| Tax Bill | $1,915 (2024) |
| Deeds & Mortgages | Feb 2024 Mortgage Jun 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-16-08-200-012 |
| Primary APN | 08-16-08-200-012 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Basement Area | 960 sqft |
| Architectural Style | Other |
|---|---|
| Fire Resistance | Masonry Walls, Wood Interior |
| Lot Area | 87,120 sqft (2 acres) |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1344 BESTER RD |
|---|---|
| City | HARBOR SPRINGS |
| State | MI |
| Zip | 49740-9406 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LTT FF-1 |
| Legal Description | S 295 FT OF W 295 FT OF E 1/2 OF SW 1/4 OF NE 1/4. 2 AC M/L. SECTION 8, T35N, R5W |
| Legal Range | 05W |
| Legal Township | 35N |
| Legal Section | 08 |
| Jurisdiction | EMMET MI |
| Township / Civil Division | LITTLE TRAVERSE |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 970400 |
Source: Emmet County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1344 BESTER RD, HARBOR SPRINGS, MI 49740-9406 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 21, 2024 | Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL |
| Jun 12, 2023 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE |
| Sep 21, 2022 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE |
| May 31, 2018 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| May 31, 2018 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 31, 2018 · Amount on Record |
| Deed Sale | May 31, 2018 · Amount on Record |
| Prior Sale | Jul 18, 2003 · Amount on Record |
| Deed Document Number | 20185156888 |
| Deed Book / Page | 1203 / 992 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 1344 BESTER RD, HARBOR SPRINGS, MI 49740-9406 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1344 BESTER RD, HARBOR SPRINGS, MI 49740-9406 |
| Document Number | 0000001257/0000000681 |
|---|---|
| Date | Feb 21, 2024 |
| Book Page | 0000001257/0000000681 |
| Instrument | 5210689 |
| Name | US DEPARTMENT OF HOUSING AND URBAN DEVEL |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 348 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 1344 BESTER RD, HARBOR SPRINGS, MI 49740-9406 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1344 BESTER RD, HARBOR SPRINGS, MI 49740-9406 |
| Document Number | 0000001252/0000000703 |
|---|---|
| Date | Jun 12, 2023 |
| Book Page | 0000001252/0000000703 |
| Instrument | 5205692 |
| Name | ROCKET MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 1344 BESTER RD, HARBOR SPRINGS, MI 49740-9406 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1344 BESTER RD, HARBOR SPRINGS, MI 49740-9406 |
| Document Number | 0000001247/0000000279 |
|---|---|
| Date | Sep 21, 2022 |
| Book Page | 0000001247/0000000279 |
| Instrument | 5200248 |
| Name | ROCKET MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 1344 BESTER RD, HARBOR SPRINGS, MI 49740-9406 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000001203/0000000993 |
|---|---|
| Date | May 31, 2018 |
| Book Page | 0000001203/0000000993 |
| Instrument | 000005156889 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Jan 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | May 31, 2018 |
| Property Address | 1344 BESTER RD, HARBOR SPRINGS, MI 49740-9406 |
| Document Number | 1203/992 |
| Book / Page | 1203 / 992 |
| Instrument Date | May 25, 2018 |
| Instrument | 000005156888 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1344 BESTER RD, HARBOR SPRINGS, MI 49740-9406 |
Source: Emmet County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| County Subdivision | Little Traverse Township |
| Unified School District | Harbor Springs School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $153,500 (+60.23%) Land $11,900 Building $141,600 | $307,000 (+60.23%) Land $23,800 Building $283,200 | |
| 2024 | $1,915.00 | ||
| 2023 | $95,800 Land $8,300 Building $87,500 | $191,600 Land $16,600 Building $175,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Truestream Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures