13843 Cold Spring Dr, Fishers, IN 46038 Property Records

Hamilton County property record for 13843 Cold Spring Dr, Fishers, IN 46038

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 4,006 sqft · built 2009
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Tax Bill	$5,907 (2024)
Deeds & Mortgages	Aug 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`29-11-21-009-003.000-020`

Property Details

APN / Parcel Number

Primary APN	`29-11-21-009-003.000-020`
Alternative APN	`1311210009003000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	4,006 sqft Living Area
1st Floor Area	1,487 sqft
2nd Floor Area	1,530 sqft
Basement Area	1,487 sqft
Finished Basement	989 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Architectural Style	Other
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Attached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1311210009003000
Street Address	13843 COLD SPRING DR
City	FISHERS
State	IN
Zip	46038-2409
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .28, SECTION 21, TOWNSHIP 18, RANGE 5, ANDERSON HALL, SECTION 3C, LOT 64, IRREGULAR SHAPE
Legal Range	05
Legal Township	18
Legal Section	21
Legal Subdivision	ANDERSON HALL SECTION 3C
Legal Lot Number	64
Jurisdiction	HAMILTON IN
Township / Civil Division	FALL CREEK
Census Block Group	2
Census Block	2021
Census Tract	110817

Owner

13843 Cold Spring Dr is owned and occupied by an individual who acquired it in November 2016.

Source: Hamilton County records, as of March 4, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	13843 COLD SPRING DR, FISHERS, IN 46038-2409
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2016
Deed Sale	Nov 9, 2016
Prior Sale	May 25, 2010 · Amount on File
Deed Document Number	2016059390
Record Updated	Jun 8, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	13843 COLD SPRING DR, FISHERS, IN 46038-2409
Document Number	0000044122
Instrument Date	Aug 15, 2017
Transaction Type	Mortgage
Record Updated	Jan 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13843 COLD SPRING DR FISHERS IN 460382409, FISHERS, IN 46038-2409

Mortgage

Document Number	0000044122
Date	Sep 6, 2017
Instrument	44122

Lender

Name	NATIONAL BK/INDIANAPOLIS
Type	Bank
Address	INDIANAPOLIS, IN 46204

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Sep 5, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Fall Creek Township
Municipality	Fishers City
Unified School District	Hamilton Southeastern Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$533,000 (+4.67%) Land $124,000 Building $409,000	$533,000 (+4.67%) Land $124,000 Building $409,000
2024	$5,907.00 (+7.01%)	$509,200 (+6.71%) Land $86,100 Building $423,100	$509,200 (+6.71%) Land $86,100 Building $423,100
2023	$5,520.00 (+3.97%) Homeowner's exemption	$477,200 (+8.18%) Land $86,100 Building $391,100	$477,200 (+8.18%) Land $86,100 Building $391,100
2022	$5,309.00 Homeowner's exemption	$441,100 Land $86,100 Building $355,000	$441,100 Land $86,100 Building $355,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13843 Cold Spring Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 13843 Cold Spring Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - NOBLESVILLE private · serves 45,575 people · EPA ID IN5229015
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: On-Ramp Indiana.

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