10882 Cold Spring Dr, Fishers, IN 46038 Property Records

Hamilton County property record for 10882 Cold Spring Dr, Fishers, IN 46038

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,815 sqft · built 2015
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$420,000 (Apr 2022)
Tax Bill	$4,059 (2024)
Deeds & Mortgages	Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-11-21-020-005.000-020`

Property Details

APN / Parcel Number

Primary APN	`29-11-21-020-005.000-020`
Alternative APN	`1311210020005000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,815 sqft Living Area
1st Floor Area	907 sqft
2nd Floor Area	908 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	667 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1311210020005000
Street Address	10882 COLD SPRING DR
City	FISHERS
State	IN
Zip	46038-2532
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .16, SECTION 21, TOWNSHIP 18, RANGE 5, ANDERSON HALL, REPLAT INFORMATION: BLOCK C ANDERSON HALL SEC 3C & PT BLOCK A A
Legal Subdivision	ANDERSON HALL SEC 4A
Legal Block	C,A
Legal Lot Number	5
Jurisdiction	HAMILTON IN
Township / Civil Division	FALL CREEK
Census Block Group	2
Census Block	2006
Census Tract	110817

Owner

10882 Cold Spring Dr is owned and occupied by an individual who bought it in April 2022.

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	10882 COLD SPRING DR, FISHERS, IN 46038-2532
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2022 · Amount on File
Deed Sale	Apr 26, 2022 · Amount on File
Prior Sale	Aug 29, 2016
Deed Document Number	2022021110
Record Updated	Jun 8, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Apr 26, 2022
Property Address	10882 COLD SPRING DR, FISHERS, IN 46038-2532
Document Number	0000021110
Map Reference	CAB 5 SL 333
Instrument Date	Apr 12, 2022
Instrument	2022021110
Transaction Type	Transfer
Record Updated	May 19, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10882 COLD SPRING DR, FISHERS, IN 46038-2532

Mortgage

Document Number	0000021111
Date	Apr 26, 2022
Instrument	2022021111

Lender

Name	GVC MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Fall Creek Township
Municipality	Fishers City
Unified School District	Hamilton Southeastern Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$353,300 (+0.31%) Land $73,400 Building $279,900	$353,300 (+0.31%) Land $73,400 Building $279,900
2024	$4,059.00 (+4.78%)	$352,200 (+1.79%) Land $73,400 Building $278,800	$352,200 (+1.79%) Land $73,400 Building $278,800
2023	$3,874.00 (+1.07%) Homeowner's exemption	$346,000 (+7.86%) Land $73,400 Building $272,600	$346,000 (+7.86%) Land $73,400 Building $272,600
2022	$3,833.00 Homeowner's exemption	$320,800 Land $73,400 Building $247,400	$320,800 Land $73,400 Building $247,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10882 Cold Spring Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10882 Cold Spring Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - NOBLESVILLE private · serves 45,575 people · EPA ID IN5229015
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: On-Ramp Indiana.

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