10876 Cold Spring Dr, Fishers, IN 46038 Property Records

Hamilton County property record for 10876 Cold Spring Dr, Fishers, IN 46038

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,114 sqft · built 2015
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$337,500 (Jul 2018)
Tax Bill	$4,502 (2024)
Deeds & Mortgages	Nov 2019 Mortgage Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-11-21-020-004.000-020`

Property Details

APN / Parcel Number

Primary APN	`29-11-21-020-004.000-020`
Alternative APN	`1311210020004000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,114 sqft Living Area
1st Floor Area	1,544 sqft
2nd Floor Area	570 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	638 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1311210020004000
Street Address	10876 COLD SPRING DR
City	FISHERS
State	IN
Zip	46038-2532
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .16, SECTION 21, TOWNSHIP 18, RANGE 5, ANDERSON HALL, REPLAT INFORMATION: BLOCK C ANDERSON HALL SEC 3C & PT BLOCK A A
Legal Subdivision	ANDERSON HALL SEC 4A
Legal Block	C,A
Legal Lot Number	4
Jurisdiction	HAMILTON IN
Township / Civil Division	FALL CREEK
Census Block Group	2
Census Block	2006
Census Tract	110817

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	10876 COLD SPRING DR, FISHERS, IN 46038-2532
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN MORTGAGE SERVICE CO
Jul 2, 2018	Warranty Deed, Transfer · Conventional Mortgage AMERICAN MORTGAGE SERVICE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2018 · Amount on Record
Deed Sale	Jul 2, 2018 · Amount on Record
Prior Sale	Aug 5, 2016
Deed Document Number	2018029788
Record Updated	Jun 8, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	10876 COLD SPRING DR, FISHERS, IN 46038-2532
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SPRINGDALE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000057351
Date	Nov 14, 2019
Instrument	2019057351

Lender

Name	AMERICAN MORTGAGE SERVICE CO
Type	Mortgage Company
Address	CINCINNATI, OH 45246

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Jul 2, 2018
Property Address	10876 COLD SPRING DR, FISHERS, IN 46038-2532
Document Number	2018029788
Map Reference	DOC2015016768
Instrument Date	Jun 29, 2018
Instrument	2018029788
Transaction Type	Transfer
Record Updated	Oct 22, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10876 COLD SPRING DR, FISHERS, IN 46038-2532

Mortgage

Document Number	2018029789
Date	Jul 2, 2018
Instrument	2018029789

Lender

Name	AMERICAN MORTGAGE SERVICE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Fall Creek Township
Municipality	Fishers City
Unified School District	Hamilton Southeastern Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$388,100 (-0.44%) Land $73,400 Building $314,700	$388,100 (-0.44%) Land $73,400 Building $314,700
2024	$4,502.00 (+3.47%)	$389,800 (+1.86%) Land $73,400 Building $316,400	$389,800 (+1.86%) Land $73,400 Building $316,400
2023	$4,351.00 (+2.62%) Homeowner's exemption	$382,700 (+8.05%) Land $73,400 Building $309,300	$382,700 (+8.05%) Land $73,400 Building $309,300
2022	$4,240.00 Homeowner's exemption	$354,200 Land $73,400 Building $280,800	$354,200 Land $73,400 Building $280,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - NOBLESVILLE private · serves 45,575 people · EPA ID IN5229015
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: On-Ramp Indiana.

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