10864 Cold Spring Dr, Fishers, IN 46038 Property Records

Hamilton County property record for 10864 Cold Spring Dr, Fishers, IN 46038

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,957 sqft · built 2015
Lot Size0.139 acres (6,098 sqft)
OwnerIndividual Name on File
Tax Bill$4,393 (2024)
Deeds & MortgagesSep 2026 Line of Credit
Aug 2021 Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN29-11-21-020-002.000-020

Property Details

APN / Parcel Number

Primary APN29-11-21-020-002.000-020
Alternative APN
  • 1311210020002000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms5 Rooms
Stories2 Stories
Building Area1,957 sqft Living Area
1st Floor Area1,011 sqft
2nd Floor Area946 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2015
Roof MaterialAsphalt
Lot Area6,098 sqft (0.139 acres)
Garage TypeAttached
Garage Area667 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1311210020002000
Street Address10864 COLD SPRING DR
CityFISHERS
StateIN
Zip46038-2532
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE .14, SECTION 21, TOWNSHIP 18, RANGE 5, ANDERSON HALL, REPLAT INFORMATION: BLOCK C ANDERSON HALL SEC 3C & PT BLOCK A A
Legal SubdivisionANDERSON HALL SEC 4A
Legal BlockC,A
Legal Lot Number2
JurisdictionHAMILTON IN
Township / Civil DivisionFALL CREEK
Census Block Group2
Census Block2006
Census Tract110817

Owner

10864 Cold Spring Dr is owned and occupied by an individual who acquired it in November 2019.

Source: Hamilton County records, as of March 4, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address10864 COLD SPRING DR, FISHERS, IN 46038-2532
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 2, 2026Deed of Trust, Mortgage · Line of Credit
LAKEVIEW LOAN SERVICING
Aug 24, 2021Deed of Trust, Mortgage · VA Mortgage
LAKEVIEW LOAN SERVICING LLC
Oct 8, 2020Deed of Trust, Mortgage · VA Mortgage
LAKEVIEW LOAN SERVICING LLC
Nov 20, 2019Warranty Deed, Subdivision Related Transfer · VA Mortgage
PRIMELENDING
Nov 18, 2019Warranty Deed, Transfer
NEAR NORTH TITLE GROUP
Feb 6, 2017Warranty Deed, Transfer
HAMILTON NATIONAL TITLE LLC, HAMILTON NAT'L TITLE LLC
Feb 6, 2017Warranty Deed, Transfer
HAMILTON NATIONAL TITLE LLC, HAMILTON NAT'L TITLE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 20, 2019
Deed SaleNov 20, 2019
Prior SaleNov 18, 2019
Deed Document Number2019058671
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Recording DateSep 2, 2026
Property Address10864 COLD SPRING DR, FISHERS, IN 46038-2532
Document Number0000040837
Instrument DateAug 27, 2026
Instrument202640837
Transaction TypeMortgage
Record UpdatedSep 14, 2026
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address10864 COLD SPRING DR, FISHERS, IN 46038-2532

Mortgage

Document Number0000040837,
DateSep 2, 2026
Instrument202640837
Lender
NameLAKEVIEW LOAN SERVICING
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueSep 22, 2056
Interest
Max Rate-1%

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address10864 COLD SPRING DR, FISHERS, IN 46038-2532
Transaction TypeMortgage
Record UpdatedSep 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021061527
DateAug 24, 2021
Instrument2021061527
Lender
NameLAKEVIEW LOAN SERVICING LLC
TypeMortgage Company
AddressMIAMI, FL 33146
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2051

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address10864 COLD SPRING DR, FISHERS, IN 46038-2532
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000071668
DateOct 8, 2020
Instrument2020071668
Lender
NameLAKEVIEW LOAN SERVICING LLC
TypeMortgage Company
AddressMIAMI, FL 33146
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2050

November 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON IN
Recording DateNov 20, 2019
Property Address10864 COLD SPRING DR, FISHERS, IN 46038-2532
Document Number2019058671
Map ReferenceDOC 2015016768
Instrument DateNov 15, 2019
Instrument2019058671
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 22, 2021
Title CompanyNEAR NORTH TITLE GORUP

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10864 COLD SPRING DR, FISHERS, IN 46038-2532

Mortgage

Document Number2019058672
DateNov 20, 2019
Instrument2019058672
Lender
NamePRIMELENDING
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2049

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON IN
Recording DateNov 18, 2019
Property Address10864 COLD SPRING DR, FISHERS, IN 46038-2532
Document Number0000057918
Instrument DateNov 12, 2019
Instrument57918
Transaction TypeTransfer
Record UpdatedDec 7, 2020
Title CompanyNEAR NORTH TITLE GROUP

Transaction

AmountAmount on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address12965 OLD MERIDIAN ST CARMEL IN 460321489, CARMEL, IN 46032-1489
InvestorPossibly a Property Investor

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON IN
Recording DateFeb 6, 2017
Property Address10864 COLD SPRING DR, FISHERS, IN 46038-2532
Document Number0000005408
Instrument DateJan 31, 2017
Instrument5408
Transaction TypeTransfer
Record UpdatedMar 3, 2017
Title CompanyHAMILTON NATIONAL TITLE LLC, HAMILTON NAT'L TITLE LLC

Transaction

Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address12965 OLD MERIDIAN ST CARMEL IN 460321489, CARMEL, IN 46032-1489

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON IN
Recording DateFeb 6, 2017
Property Address10864 COLD SPRING DR, FISHERS, IN 46038-2532
Document Number0000005409
Instrument DateJan 31, 2017
Instrument5409
Transaction TypeTransfer
Record UpdatedMar 3, 2017
Title CompanyHAMILTON NATIONAL TITLE LLC, HAMILTON NAT'L TITLE LLC

Transaction

Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address12965 OLD MERIDIAN ST CARMEL IN 460321489, CARMEL, IN 46032-1489

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionFall Creek Township
MunicipalityFishers City
Unified School DistrictHamilton Southeastern Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$380,100 (-0.13%) Land $73,000 Building $307,100$380,100 (-0.13%) Land $73,000 Building $307,100
2024$4,393.00 (+3.76%)$380,600 (+1.85%) Land $73,000 Building $307,600$380,600 (+1.85%) Land $73,000 Building $307,600
2023$4,234.00 (+2.02%) Homeowner's exemption$373,700 (+8.01%) Land $73,000 Building $300,700$373,700 (+8.01%) Land $73,000 Building $300,700
2022$4,150.00 Homeowner's exemption$346,000 Land $73,000 Building $273,000$346,000 Land $73,000 Building $273,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10864 Cold Spring Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10864 Cold Spring Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 85% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIANA AMERICAN WATER - NOBLESVILLE
private · serves 45,575 people · EPA ID IN5229015
Water SourceGroundwater
Last State InspectionFeb 2024
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75

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