10888 Cold Spring Dr, Fishers, IN 46038 Property Records

Hamilton County property record for 10888 Cold Spring Dr, Fishers, IN 46038

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,109 sqft · built 2017
Lot Size	0.219 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$364,004 (Oct 2017)
Tax Bill	$5,144 (2024)
Deeds & Mortgages	Jun 2020 Mortgage Oct 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29-11-21-020-006.000-020`

Property Details

APN / Parcel Number

Primary APN	`29-11-21-020-006.000-020`
Alternative APN	`1311210020006000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,109 sqft Living Area
1st Floor Area	1,075 sqft
2nd Floor Area	1,034 sqft
Basement Area	1,003 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	9,583 sqft (0.219 acres)
Garage Type	Attached
Garage Area	638 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1311210020006000
Street Address	10888 COLD SPRING DR
City	FISHERS
State	IN
Zip	46038-2532
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .22, SECTION 21, TOWNSHIP 18, RANGE 5, ANDERSON HALL, REPLAT INFORMATION: BLOCK C ANDERSON HALL SEC 3C & PT BLOCK A A
Legal Subdivision	ANDERSON HALL SEC 4A
Legal Block	C,A
Legal Lot Number	6
Jurisdiction	HAMILTON IN
Township / Civil Division	FALL CREEK
Census Block Group	2
Census Block	2006
Census Tract	110817

Owner

10888 Cold Spring Dr is owned and occupied by an individual who bought it in October 2017.

Source: Hamilton County records, as of March 4, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	10888 COLD SPRING DR, FISHERS, IN 46038-2532
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2020	Deed of Trust, Mortgage FIRST FED'L BK/THE MIDWEST
Oct 30, 2017	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIRST FEDERAL BANK OF THE MIDWEST
Oct 30, 2017	Warranty Deed, Transfer HAMILTON NATIONAL TITLE LLC, HAMILTON NAT'L TITLE LLC
May 22, 2017	Warranty Deed, Transfer HAMILTON NATIONAL TITLE LLC, HAMILTON NAT'L TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2017 · Amount on File
Deed Sale	Oct 30, 2017 · Amount on File
Prior Sale	Oct 30, 2017 · Amount on File
Deed Document Number	2017053648
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	10888 COLD SPRING DR, FISHERS, IN 46038-2532
Document Number	0000037192
Instrument Date	Jun 11, 2020
Transaction Type	Mortgage
Record Updated	Aug 19, 2020
Title Company	TRADEMARK TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10888 COLD SPRING DR FISHERS IN 460382532, FISHERS, IN 46038-2532

Mortgage

Document Number	0000037192
Date	Jun 17, 2020
Instrument	37192

Lender

Name	FIRST FED'L BK/THE MIDWEST
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 16, 2050

October 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Oct 30, 2017
Property Address	10888 COLD SPRING DR, FISHERS, IN 46038-2532
Document Number	2017053648
Map Reference	DOC2016003222
Instrument Date	Oct 27, 2017
Instrument	2017053648
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 22, 2021
Title Company	HAMILTON NATIONAL TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10888 COLD SPRING DR, FISHERS, IN 46038-2532

Mortgage

Document Number	2017053649
Date	Oct 30, 2017
Instrument	2017053649

Lender

Name	FIRST FEDERAL BANK OF THE MIDWEST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Oct 30, 2017
Property Address	10888 COLD SPRING DR, FISHERS, IN 46038-2532
Document Number	0000053647
Instrument Date	Oct 27, 2017
Instrument	53647
Transaction Type	Transfer
Record Updated	Dec 10, 2020
Title Company	HAMILTON NATIONAL TITLE LLC, HAMILTON NAT'L TITLE LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12965 OLD MERIDIAN ST CARMEL IN 460321489, CARMEL, IN 46032-1489
Investor	Possibly a Property Investor

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	May 22, 2017
Property Address	10888 COLD SPRING DR, FISHERS, IN 46038-2532
Document Number	0000023157
Instrument Date	May 19, 2017
Instrument	23157
Transaction Type	Transfer
Record Updated	Dec 10, 2020
Title Company	HAMILTON NATIONAL TITLE LLC, HAMILTON NAT'L TITLE LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12965 OLD MERIDIAN ST CARMEL IN 460321489, CARMEL, IN 46032-1489
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Fall Creek Township
Municipality	Fishers City
Unified School District	Hamilton Southeastern Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$452,800 (+1.89%) Land $74,200 Building $378,600	$452,800 (+1.89%) Land $74,200 Building $378,600
2024	$5,144.00 (+2.14%)	$444,400 (+1.93%) Land $74,200 Building $370,200	$444,400 (+1.93%) Land $74,200 Building $370,200
2023	$5,036.00 (+4.27%) Homeowner's exemption	$436,000 (+8.3%) Land $74,200 Building $361,800	$436,000 (+8.3%) Land $74,200 Building $361,800
2022	$4,830.00 Homeowner's exemption	$402,600 Land $74,200 Building $328,400	$402,600 Land $74,200 Building $328,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10888 Cold Spring Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10888 Cold Spring Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - NOBLESVILLE private · serves 45,575 people · EPA ID IN5229015
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: On-Ramp Indiana.

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