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138 Pine St, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 138 Pine St, Gardner, MA 01440 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1910
Square Footage1,563 sqft Living Area
Lot Size10,864 sqft (0.249 acres)
OccupancyOwner Occupied
Last Sale$155,000 (2017)
Tax Bill$42.00 (2025)

Property Details

APN / Parcel Number

Primary APNGARD M:R22 B:6 L:17
Alternative APN
  • M:P-23 B:0003 L:0017

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Total Rooms7 Rooms
Building Area1,563 sqft Living Area
Gross Area2,852 sqft Gross Area
Stories2 Stories

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleConventional Style
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area10,864 sqft (0.249 acres)

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelOil Heating Fuel

Location & Zoning

Street Address138 PINE ST
CityGARDNER
StateMA
Zip01440-2778
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Subdivision156 MAIN STREET CONDO
Legal Block6
Legal Lot Number17
JurisdictionGARDNER MA
Minor Civil DivisionGARDNER
Census Blockgroup1
Census Block1010
Census Tract707200

Owner

Source: Worcester County and Gardner City records · APN GARD M:R22 B:6 L:17

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address138 PINE ST, GARDNER, MA 01440-2778
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Sep 01, 2022Deed of Trust, Mortgage · Stand Alone Refinance
WORKERS CU
Aug 10, 2018Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FIRST ALLIANCE LNDG
Nov 30, 2017Quit Claim Deed, Transfer · Federal Housing Administration (FHA) Mortgage
FIRST ALLIANCE LNDG
Jan 05, 2017Foreclosure

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Known Transactions
  • Last Sale Amount on Nov 30, 2017
  • Deed Sale Price on Nov 30, 2017
  • Prior Sale Amount on Aug 08, 2017
Deed Book / Page58122 / 139
Record RefreshedJun 08, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGARDNER MA
Property Address138 PINE ST, GARDNER, MA 01440-2778
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number068160-197
DateSep 01, 2022
Book Page68160/197
Instrument96830
Lender
NameWORKERS CU
TypeCredit Union
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term241 Months
DueOct 01, 2042

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGARDNER MA
Property Address138 PINE ST, GARDNER, MA 01440-2778
Document Number59260-91
Instrument DateAug 10, 2018
Transaction TypeMortgage
Record UpdatedSep 04, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address138 PINE ST GARDNER MA 014402778, GARDNER, MA 01440-2778

Mortgage

Document Number59260-91
DateAug 15, 2018
Book Page059260/000091
Instrument85255
Lender
NameFIRST ALLIANCE LNDG
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueAug 14, 2048

November 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGARDNER MA
Recording DateNov 30, 2017
Property Address138 PINE ST, GARDNER, MA 01440-2778
Document Number58122-139
Book / Page058122 / 000139
Instrument DateNov 30, 2017
Instrument134324
Transaction TypeTransfer
Record UpdatedAug 29, 2018

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$706.80
Amount AccuracyConfirmed
Additional
  • Quitclaim Document
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address210 CHASE RD LUNENBURG MA 014621237, LUNENBURG, MA 01462-1237

Mortgage

Document Number58122-142
DateNov 30, 2017
Book Page058122/000142
Instrument134325
Lender
NameFIRST ALLIANCE LNDG
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueNov 29, 2047

January 2017: Foreclosure

Document TypeForeclosure
JurisdictionGARDNER MA
Recording DateJan 05, 2017
Property Address138 PINE ST, GARDNER, MA 01440-2778
Document Number56569-332
Book / Page056569 / 000332
Instrument DateDec 15, 2016
Instrument1137
Transaction TypeForeclosure
Record UpdatedJan 24, 2017

Transaction

AmountAmount Recorded
Tax$560.33
Amount AccuracyConfirmed
Additional
  • Lis Pendens

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipAssociation
Address3476 STATEVIEW BLVD FORT MILL SC 297157203, FORT MILL, SC 29715-7203

Tax Assessment & Valuation

Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
MunicipalityGardner City
Unified School DistrictGardner School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$42.00 (-99%)$296,300 (+5.63%) Land $69,000 Building $227,300$321,480
2024$4,205.00 (+2.96%)$280,500 (+10.78%) Land $62,800 Building $217,700
2023$4,084.00$253,200 Land $61,900 Building $191,300

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