143 Pine St, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 143 Pine St, Gardner, MA 01440

Property Summary

Property Type	Triplex
Details	8 bd · 5 ba · 3,364 sqft · built 1910
Lot Size	0.236 acres (10,294 sqft)
Owner	Company Name on Record
Last Sale	$125,000 (May 2021)
Tax Bill	$6,255 (2025)
Deeds & Mortgages	Dec 2025 Mortgage May 2024 Refinance + 5 more
Flood Zone	Zone X (minimal risk)
APN	`GARD M:R22 B:6 L:66`

Property Details

APN / Parcel Number

Primary APN	`GARD M:R22 B:6 L:66`
Alternative APN	`M:P-23 B:0064 L:0011`

Interior

Bedrooms	8 Beds
Full Baths	5 Baths
Total Rooms	12 Rooms
Units	3 Units
Stories	2 Stories
Building Area	3,364 sqft Living Area
Gross Area	6,372 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,294 sqft (0.236 acres)

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	143 PINE ST
City	GARDNER
State	MA
Zip	01440-2784
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Legal Block	6
Legal Lot Number	66
Jurisdiction	GARDNER MA
Township / Civil Division	GARDNER
Census Block Group	3
Census Block	3005
Census Tract	707300

Owner

Source: Worcester County and Gardner City records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	21 HAMMOND ST, LEOMINSTER, MA 01453-2825
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2025	Deed of Trust, Mortgage COMMERCIAL LENDER LLC
May 14, 2024	Quit Claim Deed, Transfer · Stand-Alone Refinance AVIDIA BANK
Oct 4, 2022	Quit Claim Deed, Transfer · Stand-Alone Refinance AVIDIA BANK
Sep 12, 2022	Quit Claim Deed, Transfer Quitclaim
May 13, 2021	Quit Claim Deed, Transfer
Feb 1, 2021	Quit Claim Deed, Transfer
Apr 6, 2018	Quit Claim Deed, Transfer · Commercial Mortgage LOWELL FIVE CENTS SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2021 · Amount on Record
Deed Sale	May 13, 2021 · Amount on Record
Prior Sale	Feb 1, 2021 · Amount on Record
Deed Book / Page	65160 / 117
Last Transfer Date	May 14, 2024
Transfer Doc	070506-168
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARDNER MA
Property Address	143 PINE ST, GARDNER, MA 01440-2784
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	072910-108
Date	Dec 2, 2025
Book Page	72910/108
Instrument	105199

Lender

Name	COMMERCIAL LENDER LLC

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

May 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	May 14, 2024
Property Address	143 PINE ST, GARDNER, MA 01440-2784
Document Number	070506-168
Book / Page	70506 / 168
Instrument Date	May 14, 2024
Instrument	35711
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 HAMMOND ST, LEOMINSTER, MA 01453-2825

Mortgage

Document Number	0000035712
Date	May 14, 2024
Instrument	35712

Lender

Name	AVIDIA BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

October 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Oct 4, 2022
Property Address	143 PINE ST, GARDNER, MA 01440-2784
Document Number	068308-310
Book / Page	68308 / 310
Instrument Date	Oct 3, 2022
Instrument	108486
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 FORSYTHIA RD, LEOMINSTER, MA 01453-1781

Mortgage

Document Number	0000108487
Date	Oct 4, 2022
Instrument	108487

Lender

Name	AVIDIA BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Sep 12, 2022
Property Address	143 PINE ST, GARDNER, MA 01440-2784
Document Number	0068200-95
Book / Page	68200 / 95
Instrument Date	Sep 12, 2022
Instrument	100062
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	143 PINE ST, GARDNER, MA 01440-2784

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	May 13, 2021
Property Address	143 PINE ST, GARDNER, MA 01440-2784
Document Number	065160-117
Book / Page	65160 / 117
Instrument Date	May 7, 2021
Instrument	66395
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 HAMMOND ST, LEOMINSTER, MA 01453-2825
Investor	Possibly a Property Investor

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Feb 1, 2021
Property Address	143 PINE ST, GARDNER, MA 01440-2784
Document Number	064373-130
Book / Page	64373 / 130
Instrument Date	Jan 20, 2021
Instrument	15254
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	143 PINE ST, GARDNER, MA 01440-2784
Investor	Possibly a Property Investor

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Apr 6, 2018
Property Address	143 PINE ST, GARDNER, MA 01440-2784
Document Number	58637-248
Book / Page	58637 / 248
Instrument	32251
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Tax	$23.29
Amount Accuracy	Non-Arm's Length Transaction
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	143 PINE ST, GARDNER, MA 01440-2784

Mortgage

Document Number	586370252
Date	Apr 6, 2018
Instrument	58637/0252

Lender

Name	LOWELL FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Gardner City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,255.00 (+13.54%)	$435,600 (+18.53%) Land $68,700 Building $366,900
2024	$5,509.00 (+45.78%)	$367,500 (+56.85%) Land $62,500 Building $305,000
2023	$3,779.00	$234,300 Land $61,600 Building $172,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARDNER WATER DEPARTMENT serves 21,381 people · EPA ID MA2103000
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Gateway Fiber Fiber	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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