117 Pine St, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 117 Pine St, Gardner, MA 01440 · Last verified April 2026

Property Summary

Property Type	Apartments (5+ Units)
Details	8 bd · 4 ba · 1,959 sqft · built 1910
Lot Size	0.131 acres (5,689 sqft)
Owner	Company Name on File
Last Sale	$152,500 (May 2019)
Tax Bill	$44 (2025)
Deeds & Mortgages	Sep 2020 Refinance May 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`GARD M:R22 B:6 L:15`

Property Details

APN / Parcel Number

Primary APN	`GARD M:R22 B:6 L:15`
Alternative APN	`M:P-23 B:0068 L:0015`

Interior

Bedrooms	8 Beds
Full Baths	4 Baths
Total Rooms	16 Rooms
Units	4 Units
Stories	2 Stories
Building Area	1,959 sqft Living Area
Gross Area	4,136 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,689 sqft (0.131 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	117 PINE ST
City	GARDNER
State	MA
Zip	01440-2788
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Subdivision	ANDREW J GAUTHER
Legal Block	6
Legal Lot Number	15
Jurisdiction	GARDNER MA
Township / Civil Division	GARDNER
Census Block Group	3
Census Block	3005
Census Tract	707300

Owner

Source: Worcester County and Gardner City records · APN GARD M:R22 B:6 L:15

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	14 LONGMEADOW RD, CHELMSFORD, MA 01824-2026
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance BOSTON PRIVATE BANK & TRUST COMPANY
May 16, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 16, 2019 · Amount on Record
Deed Sale	May 16, 2019 · Amount on Record
Prior Sale	May 20, 2011 · Amount on Record
Record Updated	Jun 08, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARDNER MA
Property Address	117 PINE ST, GARDNER, MA 01440-2788
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7618-12
Date	Sep 30, 2020
Book Page	7618/12
Instrument	10114

Lender

Name	BOSTON PRIVATE BANK & TRUST COMPANY
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	May 16, 2019
Property Address	117 PINE ST, GARDNER, MA 01440-2788
Document Number	60415-274
Book / Page	060415 / 000274
Instrument Date	May 06, 2019
Instrument	44132
Transaction Type	Transfer
Record Updated	Jun 04, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$695.40
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	14 LONGMEADOW RD CHELMSFORD MA 018242026, CHELMSFORD, MA 01824-2026

Tax Assessment & Valuation

Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$44.00 (-98.88%)	$310,000 (+17.96%) Land $66,000 Building $244,000
2024	$3,939.00 (+0.28%)	$262,800 (+7.93%) Land $60,000 Building $202,800
2023	$3,928.00	$243,500 Land $59,100 Building $184,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 388 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 2,000
Gateway Fiber Holdings	Fiber	2,000 / 2,000
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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