Worcester County and Gardner City property record for 148 Pine St, Gardner, MA 01440 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1905 |
| Square Footage | 1,261 sqft Living Area |
| Lot Size | 10,863 sqft (0.249 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $182,000 (2006) |
| Tax Bill | $4,098.00 (2025) |
| Primary APN | GARD M:R22 B:6 L:18 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 1,261 sqft Living Area |
| Gross Area | 2,138 sqft Gross Area |
| Stories | 2 Stories |
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 1905 |
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 10,863 sqft (0.249 acres) |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Street Address | 148 PINE ST |
|---|---|
| City | GARDNER |
| State | MA |
| Zip | 01440-2778 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 6 |
| Legal Lot Number | 18 |
| Jurisdiction | GARDNER MA |
| Minor Civil Division | GARDNER |
| Census Blockgroup | 1 |
| Census Block | 1010 |
| Census Tract | 707200 |
Source: Worcester County and Gardner City records · APN GARD M:R22 B:6 L:18
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 148 PINE ST, GARDNER, MA 01440-2778 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 13, 2025 | Deed of Trust, Mortgage · Line of Credit GFA FEDERAL CREDIT UNION |
| May 04, 2022 | Deed of Trust, Mortgage · Stand Alone Refinance GFA FEDERAL CREDIT UNION |
| Deed Names | Verified Name on Deed |
|---|---|
| Known Transactions |
|
| Deed Doc Number | 200695997 |
| Deed Book / Page | 39266 / 310 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARDNER MA |
| Property Address | 148 PINE ST, GARDNER, MA 01440-2778 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 072115-314 |
|---|---|
| Date | Jun 13, 2025 |
| Book Page | 72115/314 |
| Instrument | 47835 |
| Name | GFA FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jul 01, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARDNER MA |
| Property Address | 148 PINE ST, GARDNER, MA 01440-2778 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2022 |
| Name | Verified Name |
|---|
| Document Number | 067538-185 |
|---|---|
| Date | May 04, 2022 |
| Book Page | 67538/185 |
| Instrument | 48830 |
| Name | GFA FEDERAL CREDIT UNION |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 01, 2037 |
Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Gardner City |
| Unified School District | Gardner School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,098.00 (+2.5%) | $285,400 (+7.01%) Land $69,000 Building $216,400 | $293,360 |
| 2024 | $3,998.00 (+3.2%) | $266,700 (+11.03%) Land $62,800 Building $203,900 | |
| 2023 | $3,874.00 | $240,200 Land $61,900 Building $178,300 |
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