Worcester County and Gardner City property record for 125 Pine St, Gardner, MA 01440 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Architecture Style | Conventional |
| Year Built | Built 1905 |
| Square Footage | 1,658 sqft Living Area |
| Lot Size | 5,130 sqft (0.118 acres) |
| Last Sale | $160,000 (2022) |
| Tax Bill | $38.00 (2025) |
Source: Worcester County and Gardner City records · APN GARD M:R22 B:6 L:63
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 10 TAFT DR, WINCHESTER, MA 01890-3748 |
| Owner Type | Owner is a Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Mar 23, 2026 | Deed of Trust, Mortgage · Conventional Mortgage AMWEST FUNDING CORP. |
| Dec 29, 2022 | Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) AMWEST FUNDING CORP. |
| Oct 31, 2022 | Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage EQUITY TRUST COMPANY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 31, 2022 · Amount on Record |
| Deed Sale | Oct 31, 2022 · Amount on Record |
| Prior Sale | Jun 17, 2016 · Amount on Record |
| Deed Doc Number | 2022117790 |
| Deed Book / Page | 68428 / 41 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARDNER MA |
| Property Address | 125 PINE ST, GARDNER, MA 01440-2777 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0073346-60 |
|---|---|
| Date | Mar 23, 2026 |
| Book Page | 73346/60 |
| Instrument | 21733 |
| Name | AMWEST FUNDING CORP. |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARDNER MA |
| Property Address | 125 PINE ST, GARDNER, MA 01440-2777 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 068666-284 |
|---|---|
| Date | Dec 29, 2022 |
| Book Page | 68666/284 |
| Instrument | 136745 |
| Name | AMWEST FUNDING CORP. |
|---|
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 9.88% |
| Type Change Date | Jan 01, 2030 |
| Index | Other |
| Margin | 4 |
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | GARDNER MA |
| Recording Date | Oct 31, 2022 |
| Property Address | 125 PINE ST, GARDNER, MA 01440-2777 |
| Document Number | 0068428-41 |
| Book / Page | 68428 / 41 |
| Instrument Date | Oct 31, 2022 |
| Instrument | 117790 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000117791 |
|---|---|
| Date | Oct 31, 2022 |
| Instrument | 117791 |
| Name | EQUITY TRUST COMPANY |
|---|
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Gardner City |
| Unified School District | Gardner School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $38.00 (-99.01%) | $270,800 (+5.29%) Land $65,700 Building $205,100 | $378,195 |
| 2024 | $3,855.00 (+2.39%) | $257,200 (+10.2%) Land $59,700 Building $197,500 | |
| 2023 | $3,765.00 | $233,400 Land $58,800 Building $174,600 |
Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | GARD M:R22 B:6 L:63 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,658 sqft Living Area |
| Gross Area | 3,265 sqft Gross Area |
| Stories | 2 Stories |
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 1905 |
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 5,130 sqft (0.118 acres) |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Street Address | 125 PINE ST |
|---|---|
| City | GARDNER |
| State | MA |
| Zip | 01440-2777 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 6 |
| Legal Lot Number | 63 |
| Jurisdiction | GARDNER MA |
| Minor Civil Division | GARDNER |
| Census Blockgroup | 3 |
| Census Block | 3005 |
| Census Tract | 707300 |
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