13731 Bear Mountain Way, Jamul, CA 91935 Property Records

San Diego County property record for 13731 Bear Mountain Way, Jamul, CA 91935

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,834 sqft · built 2000
Lot Size	6.71 acres (292,288 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,108,500 (Nov 2019)
Tax Bill	$14,774 (2025)
Deeds & Mortgages	Nov 2019 Sale & Mortgage May 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`597-221-34-00`

Property Details

APN / Parcel Number

Primary APN	`597-221-34-00`
Alternative APN	`5972213000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,834 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	292,288 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Old Parcel Number	5972213000
Street Address	13731 BEAR MOUNTAIN WAY
City	JAMUL
State	CA
Zip	91935-3000
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	PAR 2 PAR B OF DOC79-0193115 IN PAR 4 OF PM 5784&IN TR PM05672
Legal Subdivision	PARCEL MAP NO 5672
Legal Block	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	JAMUL
Census Block Group	3
Census Block	3001
Census Tract	21306

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13731 BEAR MOUNTAIN WAY, JAMUL, CA 91935-3000
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2019	Grant Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
May 31, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Sep 8, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2019 · Amount on Record
Deed Sale	Nov 4, 2019 · Amount on Record
Prior Sale	Mar 13, 1998 · Amount on Record
Deed Document Number	2019505199
Record Updated	Oct 29, 2026

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 4, 2019
Property Address	13731 BEAR MOUNTAIN WAY, JAMUL, CA 91935-3000
Document Number	0000505199
Map Reference	FILE 77-088987
Instrument Date	Sep 16, 2019
Instrument	2019-0505199
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CORINTHIAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	13731 BEAR MOUNTAIN WAY, JAMUL, CA 91935-3000

Mortgage

Document Number	0000505200
Date	Nov 4, 2019
Instrument	2019-0505200

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Dec 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.75%
Index	1-Year LIBOR
Max Rate	8.75%

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	13731 BEAR MOUNTAIN WAY, JAMUL, CA 91935-3000
Document Number	0000227576
Instrument Date	May 31, 2018
Transaction Type	Mortgage
Record Updated	Jun 19, 2018
Title Company	AMROCK TITLE CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13731 BEAR MOUNTAIN WAY JAMUL CA 919353000, JAMUL, CA 91935-3000

Mortgage

Document Number	0000227576
Date	Jun 4, 2018
Instrument	227576

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 3, 2048

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	13731 BEAR MOUNTAIN WAY, JAMUL, CA 91935-3000
Document Number	0000424713
Instrument Date	Sep 8, 2017
Transaction Type	Mortgage
Record Updated	Sep 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13731 BEAR MOUNTAIN WAY JAMUL CA 919353000, JAMUL, CA 91935-3000

Mortgage

Document Number	0000424713
Date	Sep 15, 2017
Instrument	424713

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 14, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Jamul-Dulzura Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,236,548 (+2%) Land $790,343 Building $446,205
2025	$14,774.00 (+3.93%) Homeowner's exemption	$1,212,303 (+4.04%) Land $774,847 Building $437,456
2023	$14,215.00 (+2.43%) Homeowner's exemption	$1,165,229 Land $744,759 Building $420,470
2022	$13,878.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 87% of the US · above 67% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Sycuan tribal government · serves 12,350 people · EPA ID 090605024
Water Source	Purchased surface water from PADRE DAM MWD
Last State Inspection	Aug 2023
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, OTAY WATER DISTRICT
Lead	3 ppb (2025) action level 15 ppb
Copper	1.53 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, San Diego Broadband.

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