13607 Bear Mountain Way, Jamul, CA 91935 Property Records

San Diego County property record for 13607 Bear Mountain Way, Jamul, CA 91935

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,451 sqft · built 1985
Lot Size	3.98 acres (173,804 sqft)
Owner	Individual Name on File
Last Sale	$650,000 (Jun 2004)
Tax Bill	$14,315 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Feb 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`597-220-42-00`

Property Details

APN / Parcel Number

Primary APN	`597-220-42-00`
Alternative APN	`5972203900`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	3,451 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Conventional
Exterior Material	Stucco
Roof Material	Tile
Lot Area	173,804 sqft
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Old Parcel Number	5972203900
Street Address	13607 BEAR MOUNTAIN WAY
City	JAMUL
State	CA
Zip	91935-3043
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	PAR 4 (EX DOC82-193611) TR PM11418
Legal Tract	1011418
Legal Block	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	JAMUL
Census Block Group	3
Census Block	3000
Census Tract	21306

Owner

Source: San Diego County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	13607 BEAR MOUNTAIN WAY, JAMUL, CA 91935-3043
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage AXOS BANK
Feb 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 9, 2004 · Amount on Record
Deed Sale	Jun 9, 2004 · Amount on Record
Deed Document Number	2004540193
Last Transfer Date	Sep 2, 2010
Transfer Doc	0000466342
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	13607 BEAR MOUNTAIN WAY, JAMUL, CA 91935-3043
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13607 BEAR MOUNTAIN WAY, JAMUL, CA 91935-3043

Mortgage

Document Number	0000526029
Date	Sep 10, 2020
Instrument	2020-0526029

Lender

Name	AXOS BANK
Type	Bank
Address	SAN DIEGO, CA 92122

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	13607 BEAR MOUNTAIN WAY, JAMUL, CA 91935-3043
Document Number	0000075969
Instrument Date	Feb 22, 2019
Transaction Type	Mortgage
Record Updated	Mar 12, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13607 BEAR MOUNTAIN WAY JAMUL CA 919353043, JAMUL, CA 91935-3043

Mortgage

Document Number	0000075969
Date	Mar 4, 2019
Instrument	75969

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 3, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Jamul-Dulzura Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,209,246 (+2%) Land $362,253 Building $846,993
2025	$14,315.00 (+3.97%) Homeowner's exemption	$1,185,536 (+4.04%) Land $355,150 Building $830,386
2023	$13,769.00 (+2.45%) Homeowner's exemption	$1,139,502 Land $341,360 Building $798,142
2022	$13,440.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 96% of the US · above 83% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T, San Diego Broadband.

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