13605 Bear Mountain Way, Jamul, CA 91935 Property Records

San Diego County property record for 13605 Bear Mountain Way, Jamul, CA 91935

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,787 sqft · built 1994
Lot Size	2.01 acres (87,556 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,078,000 (Jan 2026)
Tax Bill	$10,163 (2025)
Deeds & Mortgages	Jan 2026 Sale May 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`597-221-42-00`

Property Details

APN / Parcel Number

Primary APN	`597-221-42-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,787 sqft Living Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Lot Area	87,556 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	13605 BEAR MOUNTAIN WAY
City	JAMUL
State	CA
Zip	91935-3043
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	PAR 1 TR PM12607
Legal Subdivision	PARCEL MAP NO 12607
Legal Tract	12607
Legal Block	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	JAMUL
Census Block Group	3
Census Block	3000
Census Tract	21306

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	119 LOMA ALTA DR, OCEANSIDE, CA 92054-3621
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2026	Grant Deed, Transfer CHICAGO TITLE COMPANY-SD, CHICAGO TITLE COMPANY SD
May 24, 2023	Affidavit of Death of Joint Tenant, Transfer LAWYERS TITLE
May 23, 2023	Grant Deed, Transfer · Conventional Mortgage NAVY FCU
Feb 25, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 20, 2026 · Amount on Record
Deed Sale	Jan 20, 2026 · Amount on Record
Prior Sale	May 23, 2023 · Amount on Record
Deed Document Number	202616113
Prior Transfer Date	Dec 5, 2024
Prior Transfer Doc	0000339326
Record Updated	Oct 29, 2026

January 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 20, 2026
Property Address	13605 BEAR MOUNTAIN WAY, JAMUL, CA 91935-3043
Document Number	0000016113
Map Reference	FILE 83-077103
Instrument Date	Dec 9, 2025
Instrument	2026-0016113
Transaction Type	Transfer
Record Updated	Jan 28, 2026
Title Company	CHICAGO TITLE COMPANY-SD, CHICAGO TITLE COMPANY SD

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	119 LOMA ALTA DR, OCEANSIDE, CA 92054-3621

May 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SAN DIEGO CA
Recording Date	May 24, 2023
Property Address	13605 BEAR MOUNTAIN WAY, JAMUL, CA 91935-3043
Document Number	0000136310
Map Reference	FILE 83-077103
Instrument Date	May 23, 2023
Instrument	2023-0136310
Transaction Type	Transfer
Record Updated	Jun 2, 2023
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 23, 2023
Property Address	13605 BEAR MOUNTAIN WAY, JAMUL, CA 91935-3043
Document Number	0000134947
Map Reference	FILE 83-077103
Instrument Date	Apr 26, 2023
Instrument	2023-0134947
Transaction Type	Transfer
Record Updated	Jun 2, 2023
Title Company	LAWYERS TITLE SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4712 ROLANDO BLVD, SAN DIEGO, CA 92115-4229

Mortgage

Document Number	0000134948
Date	May 23, 2023
Instrument	2023-0134948

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Jun 1, 2026
Change Frequency	5 Years
Min Rate At Change	2%
Max Rate At Change	9.87%
Index	5-Year TN
Margin	2
Max Rate	9.87%

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 25, 2020
Property Address	13605 BEAR MOUNTAIN WAY, JAMUL, CA 91935-3043
Document Number	0000094691
Instrument Date	Feb 24, 2020
Instrument	94691
Transaction Type	Transfer
Record Updated	Mar 6, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	13605 BEAR MOUNTAIN WAY JAMUL CA 919353043, JAMUL, CA 91935-3043

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Jamul-Dulzura Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$854,272 (+2%) Land $541,216 Building $313,056
2025	$10,163.00 (+144.71%)	$837,522 (+152.62%) Land $530,604 Building $306,918
2023	$4,153.00 (+4.53%)	$331,540 Land $106,227 Building $225,313
2022	$3,973.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 93% of the US · above 78% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, San Diego Broadband.

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