137 Ruby Dr, Waterloo, IA 50702 Property Records

Black Hawk County property record for 137 Ruby Dr, Waterloo, IA 50702 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Year Built	Built 1960
Square Footage	962 sqft Living Area
Lot Size	14,880 sqft (0.342 acres)
Occupancy	Owner Occupied
Last Sale	$124,500 (2019)
Tax Bill	$2,660.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`8812-07-152-002`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	5 Rooms
Building Area	962 sqft Living Area
1st Floor	792 sqft 1st Floor
Basement Area	792 sqft Basement
Unfinished Basement	792 sqft Unfinished
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	14,880 sqft (0.342 acres)
Depth X Width	160 ft x 93 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Detached Garage
Garage Area	308 sqft Garage

Exterior Amenities

Shed	1 Shed
Deck Area	120 sqft Deck
Patio Area	54 sqft Patio
Porch	1 Porch
Porch Area	170 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	137 RUBY DR
City	WATERLOO
State	IA
Zip	50702-4638
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CLOSSON SUBDIVISION LOT 2
Legal Range	12W
Legal Township	88N
Legal Section	07
Legal Subdivision	CLOSSON SUBDIVISION
Legal Lot Number	2
Jurisdiction	BLACK HAWK IA
Minor Civil Division	WATERLOO
Census Blockgroup	1
Census Block	1021
Census Tract	2901

Owner

Source: Black Hawk County records · APN 8812-07-152-002

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	137 RUBY DR, WATERLOO, IA 50702-4638
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 10, 2019 · Amount on Record
Deed Sale	Jun 10, 2019 · Amount on Record
Deed Doc Number	201918591
Record Refreshed	Sep 20, 2026

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jun 10, 2019
Property Address	137 RUBY DR, WATERLOO, IA 50702-4638
Document Number	201900018591
Instrument Date	Jun 07, 2019
Instrument	201900018591
Transaction Type	Transfer
Record Updated	Nov 17, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 RUBY DR, WATERLOO, IA 50702-4638

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,660.00 Homeowner's exemption	$148,540 (+1.35%) Land $24,180 Building $124,360	$148,540 (+1.35%) Land $24,180 Building $124,360
2024	$2,660.00 (+1.84%)
2023		$146,560 (+23.25%) Land $24,180 Building $122,380	$146,560 (+23.25%) Land $24,180 Building $122,380
2022	$2,612.00	$118,910 Land $24,180 Building $94,730
2021			$118,910 Land $24,180 Building $94,730

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 3% of the US · above 24% of Iowa
Wildfire Likelihood	About 1 in 9,091 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.