133 Ruby Dr, Waterloo, IA 50702 Property Records

Black Hawk County property record for 133 Ruby Dr, Waterloo, IA 50702 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1999
Square Footage	1,691 sqft Living Area
Lot Size	14,880 sqft (0.342 acres)
Occupancy	Owner Occupied
Last Sale	$145,000 (2012)
Tax Bill	$5,660.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`8812-07-152-003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,691 sqft Living Area
1st Floor	1,691 sqft 1st Floor
Basement Area	1,691 sqft Basement
Unfinished Basement	1,691 sqft Unfinished
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	14,880 sqft (0.342 acres)
Depth X Width	160 ft x 93 ft Depth x Width
Parking Spaces	3 Parking Spaces
Garage Type	Detached Garage
Garage Area	768 sqft Garage
Shed	1 Shed
Deck Area	240 sqft Deck
Patio Area	240 sqft Patio

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	133 RUBY DR
City	WATERLOO
State	IA
Zip	50702-4638
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CLOSSON SUBDIVISION LOT 3
Legal Range	12W
Legal Township	88N
Legal Section	07
Legal Subdivision	CLOSSON SUBDIVISION
Legal Lot Number	3
Jurisdiction	BLACK HAWK IA
Minor Civil Division	WATERLOO
Census Blockgroup	1
Census Block	1021
Census Tract	2901

Owner

Source: Black Hawk County records · APN 8812-07-152-003

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	133 RUBY DR, WATERLOO, IA 50702-4638
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 09, 2012 · Amount on Record
Deed Sale	Aug 09, 2012 · Amount on Record
Deed Doc Number	20122013002834
Last Transfer Date	Apr 08, 2013
Transfer Doc	2013021145
Record Refreshed	Sep 20, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Aug 17, 2022
Property Address	133 RUBY DR, WATERLOO, IA 50702-4638
Document Number	202300002889
Instrument Date	Aug 16, 2022
Instrument	202300002889
Transaction Type	Transfer
Record Updated	Aug 29, 2022
Title Company	TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$383.20
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	133 RUBY DR, WATERLOO, IA 50702-4638

Mortgage

Document Number	202300002891
Date	Aug 17, 2022
Instrument	202300002891

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2052

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,660.00	$264,430 (+1.34%) Land $24,180 Building $240,250	$264,430 (+1.34%) Land $24,180 Building $240,250
2024	$5,660.00 (+32.8%)
2023		$260,930 (+28.59%) Land $24,180 Building $236,750	$260,930 (+28.59%) Land $24,180 Building $236,750
2022	$4,262.00 Homeowner's exemption	$202,910 Land $24,180 Building $178,730
2021			$202,910 Land $24,180 Building $178,730

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.