Black Hawk County property record for 123 Ruby Dr, Waterloo, IA 50702 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1964 |
| Square Footage | 960 sqft Living Area |
| Lot Size | 14,880 sqft (0.342 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $136,000 (2015) |
| Tax Bill | $3,374.00 (2025) |
| Primary APN | 8812-07-152-005 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 5 Rooms |
| Building Area | 960 sqft Living Area |
| 1st Floor | 960 sqft 1st Floor |
| Basement Area | 960 sqft Basement |
| Unfinished Basement | 960 sqft Unfinished |
| Game Room | Game Room |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Exterior Material | Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Hip Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 14,880 sqft (0.342 acres) |
| Depth X Width | 160 ft x 93 ft Depth x Width |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 832 sqft Garage |
| Shed | 1 Shed |
|---|---|
| Shed Area | 140 sqft Shed |
| Deck Area | 216 sqft Deck |
| Patio Area | 432 sqft Patio |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 123 RUBY DR |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50702-4638 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CLOSSON SUBDIVISION LOT 5 |
| Legal Range | 12W |
| Legal Township | 88N |
| Legal Section | 07 |
| Legal Subdivision | CLOSSON SUBDIVISION |
| Legal Lot Number | 5 |
| Jurisdiction | BLACK HAWK IA |
| Minor Civil Division | WATERLOO |
| Census Blockgroup | 1 |
| Census Block | 1021 |
| Census Tract | 2901 |
Source: Black Hawk County records · APN 8812-07-152-005
Assessment roll updated October 17, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 123 RUBY DR, WATERLOO, IA 50702-4638 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 28, 2022 | Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU |
| Mar 30, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 01, 2015 · Amount on Record |
| Deed Sale | Jul 01, 2015 · Amount on Record |
| Deed Doc Number | 2015201600000140 |
| Last Transfer Date | Mar 25, 2022 |
| Transfer Doc | 0000019041 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 123 RUBY DR, WATERLOO, IA 50702-4638 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2022 |
| Title Company | TITLE SERVICES |
| Name | Verified Name |
|---|
| Document Number | 202200020890 |
|---|---|
| Date | Apr 28, 2022 |
| Instrument | 202200020890 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Mar 30, 2022 |
| Property Address | 123 RUBY DR, WATERLOO, IA 50702-4638 |
| Document Number | 202200019041 |
| Instrument Date | Mar 25, 2022 |
| Instrument | 202200019041 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 123 RUBY DR, WATERLOO, IA 50702-4638 |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,374.00 Homeowner's exemption | $167,590 (+1.12%) Land $24,180 Building $143,410 | $167,590 (+1.12%) Land $24,180 Building $143,410 |
| 2024 | $3,374.00 (+24.5%) | ||
| 2023 | $165,740 (+25.34%) Land $24,180 Building $141,560 | $165,740 (+25.34%) Land $24,180 Building $141,560 | |
| 2022 | $2,710.00 Homeowner's exemption | $132,230 Land $24,180 Building $108,050 | |
| 2021 | $132,230 Land $24,180 Building $108,050 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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