130 Ruby Dr, Waterloo, IA 50702 Property Records

Black Hawk County property record for 130 Ruby Dr, Waterloo, IA 50702 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 1964
Square Footage	1,040 sqft Living Area
Lot Size	14,400 sqft (0.331 acres)
Garage	Attached, 624 sqft
Occupancy	Owner Occupied
Tax Bill	$3,960.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`8812-07-153-030`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,040 sqft Living Area
1st Floor	1,040 sqft 1st Floor
Basement Area	1,040 sqft Basement
Finished Basement	175 sqft Finished
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Hip Roof Construction
Roof Material	Asphalt Roof
Lot Area	14,400 sqft (0.331 acres)
Depth X Width	160 ft x 90 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	624 sqft Garage

Exterior Amenities

Shed	1 Shed
Shed Area	100 sqft Shed
Deck Area	96 sqft Deck
Patio Area	132 sqft Patio
Porch Area	482 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	130 RUBY DR
City	WATERLOO
State	IA
Zip	50702-4639
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CLOSSON SUBDIVISION LOT 16
Legal Range	12W
Legal Township	88N
Legal Section	07
Legal Subdivision	CLOSSON SUBDIVISION
Legal Lot Number	16
Jurisdiction	BLACK HAWK IA
Minor Civil Division	WATERLOO
Census Blockgroup	1
Census Block	1030
Census Tract	2901

Owner

Source: Black Hawk County records · APN 8812-07-153-030

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	130 RUBY DR, WATERLOO, IA 50702-4639
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Sep 20, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	130 RUBY DR, WATERLOO, IA 50702-4639
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700018422
Date	Apr 24, 2017
Instrument	2017-00018422

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 01, 2032

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,960.00 Homeowner's exemption	$209,240 (+1.33%) Land $23,400 Building $185,840	$209,240 (+1.33%) Land $23,400 Building $185,840
2024	$3,960.00 (+16.27%)
2023		$206,500 (+25.93%) Land $23,400 Building $183,100	$206,500 (+25.93%) Land $23,400 Building $183,100
2022	$3,406.00 Homeowner's exemption	$163,980 Land $23,400 Building $140,580
2021			$163,980 Land $23,400 Building $140,580

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 3% of the US · above 24% of Iowa
Wildfire Likelihood	About 1 in 9,091 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.