120 Ruby Dr, Waterloo, IA 50702 Property Records

Black Hawk County property record for 120 Ruby Dr, Waterloo, IA 50702 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1961
Square Footage	912 sqft Living Area
Lot Size	14,400 sqft (0.331 acres)
Occupancy	Owner Occupied
Last Sale	$95,000 (2006)
Tax Bill	$2,988.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`8812-07-153-027`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	5 Rooms
Building Area	912 sqft Living Area
1st Floor	912 sqft 1st Floor
Basement Area	912 sqft Basement
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Plaster Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Exterior Material	Metal Exterior
Construction Type	Steel Frame Construction
Roof Construction	Hip Roof Construction
Roof Material	Asphalt Roof
Lot Area	14,400 sqft (0.331 acres)
Depth X Width	160 ft x 90 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	432 sqft Garage
Deck Area	196 sqft Deck
Patio Area	196 sqft Patio

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	120 RUBY DR
City	WATERLOO
State	IA
Zip	50702-4639
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CLOSSON SUBDIVISION LOT 13
Legal Range	12W
Legal Township	88N
Legal Section	07
Legal Subdivision	CLOSSON SUBDIVISION
Legal Lot Number	13
Jurisdiction	BLACK HAWK IA
Minor Civil Division	WATERLOO
Census Blockgroup	1
Census Block	1030
Census Tract	2901

Owner

Source: Black Hawk County records · APN 8812-07-153-027

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	120 RUBY DR, WATERLOO, IA 50702-4639
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 28, 2006 · Amount on Record
Deed Sale	Nov 28, 2006 · Amount on Record
Prior Sale	Sep 05, 2006 · Amount on Record
Deed Doc Number	20062007012206
Record Refreshed	Sep 20, 2026

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,988.00 Homeowner's exemption	$149,670 (+1.18%) Land $23,400 Building $126,270	$149,670 (+1.18%) Land $23,400 Building $126,270
2024	$2,988.00 (+22.16%)
2023		$147,930 (+23.05%) Land $23,400 Building $124,530	$147,930 (+23.05%) Land $23,400 Building $124,530
2022	$2,446.00 Homeowner's exemption	$120,220 Land $23,400 Building $96,820
2021			$120,220 Land $23,400 Building $96,820

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.