1368 Surface Rd, Eaton, OH 45320 Property Records

Preble County property record for 1368 Surface Rd, Eaton, OH 45320

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,075 sqft · built 1975
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$89,500 (Oct 2019)
Tax Bill	$1,955 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Oct 2019 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`L39-8216-301-00-007-000`

Property Details

APN / Parcel Number

Primary APN	`L39-8216-301-00-007-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,075 sqft Living Area
1st Floor Area	1,075 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1975
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Shingle
Lot Area	43,560 sqft (1 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	1,045 sqft
Parking Spaces	1 Parking Space
Deck Area	240 sqft
Patio Area	240 sqft
Canopy	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Private

Location & Zoning

Street Address	1368 SURFACE RD
City	EATON
State	OH
Zip	45320-9223
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 LINCOLN VIEW ESTATES SUBD
Legal Subdivision	LINCOLN VIEW ESTATES SUBD
Legal Lot Number	7
Jurisdiction	PREBLE OH
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1027
Census Tract	450100

Owner

Source: Preble County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	70 WHISPER WAY, EATON, OH 45320-9597
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2019	Deed of Trust, Mortgage KENT E GARBER AND ELSIE J GARBER JOINT R
Oct 16, 2019	Warranty Deed, Transfer SOUTHWESTERN OH TITLE AGENCY LLC, SOUTHWESTERN OH TTL AGCY BOX
Sep 27, 2019	Sheriff's Deed, Foreclosure ALLODIAL TITLE, ALLODIAL TITLE LLC
Feb 28, 2018	Affidavit, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2019 · Amount on Record
Deed Sale	Oct 16, 2019 · Amount on Record
Prior Sale	Sep 27, 2019 · Amount on Record
Deed Document Number	1415
Deed Book / Page	397 / 1571
Record Updated	Jun 8, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PREBLE OH
Property Address	1368 SURFACE RD, EATON, OH 45320-9223
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00397/0171
Date	Sep 30, 2019
Book Page	397/0171
Instrument	201900004349

Lender

Name	KENT E GARBER AND ELSIE J GARBER JOINT R
Type	Non-Lending Institution
Address	NEW PARIS, OH 45347

Agreement

Amount	Amount Recorded

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PREBLE OH
Recording Date	Oct 16, 2019
Property Address	1368 SURFACE RD, EATON, OH 45320-9223
Document Number	397/1571
Book / Page	397 / 1571
Map Reference	MB 10 PG 7
Instrument Date	Oct 15, 2019
Instrument	201900004625
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	SOUTHWESTERN OH TITLE AGENCY LLC, SOUTHWESTERN OH TTL AGCY BOX

Transaction

Amount	Amount Recorded
Tax	$268.50
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	70 WHISPERING WAY, EATON, OH 45320-9597

September 2019: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	PREBLE OH
Recording Date	Sep 27, 2019
Property Address	1368 SURFACE RD, EATON, OH 45320-9223
Document Number	396/2661
Book / Page	396 / 2661
Map Reference	MB 10 PG 7
Instrument Date	Sep 21, 2019
Instrument	201900004313
Transaction Type	Foreclosure
Record Updated	Jun 15, 2021
Title Company	ALLODIAL TITLE, ALLODIAL TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$226.20
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2018: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	PREBLE OH
Recording Date	Feb 28, 2018
Property Address	1368 SURFACE RD, EATON, OH 45320-9223
Document Number	380/0347
Book / Page	380 / 0347
Map Reference	MB 10 PG 7
Instrument Date	Feb 28, 2018
Instrument	201800000929
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1368 SURFACE RD, EATON, OH 45320-9223

Tax Assessment & Valuation

Source: Preble County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Preble County
County Subdivision	Washington Township
Unified School District	Eaton Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,955.00 (+1.19%)	$52,960 (-) Land $8,470 Building $44,490
2024	$1,932.00 (-14.4%)	$52,960 (-) Land $8,470 Building $44,490
2023	$2,257.00 (+24.28%)	$52,960 (+30.86%) Land $8,470 Building $44,490	$151,300 (-) Land $24,200 Building $127,100
2022	$1,816.00	$40,470 Land $7,390 Building $33,080
2020			$151,300 Land $24,200 Building $127,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

1368 Surface Rd, Eaton, OH 45320 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

September 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

September 2019: Sheriff's Deed, Foreclosure

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

February 2018: Affidavit, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Internet Providers

Nearby Properties on Surface Rd

Nearby Streets

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