Preble County property record for 1341 Surface Rd, Eaton, OH 45320
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,528 sqft · built 1976 |
| Lot Size | 5 acres (217,844 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $177,000 (Sep 2008) |
| Tax Bill | $2,368 (2025) |
| Deeds & Mortgages | Nov 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | L39-8216-000-00-002-001 |
| Primary APN | L39-8216-000-00-002-001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,528 sqft Living Area |
| 1st Floor Area | 1,528 sqft |
| Basement Area | 594 sqft |
| Unfinished Basement | 594 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 217,844 sqft (5 acres) |
| Terrain | Rolling |
| Garage Type | Detached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 108 sqft |
| Deck Area | 338 sqft |
| Patio Area | 338 sqft |
| Shed | 1 Shed |
| Shed Area | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Water Source | Private |
| Street Address | 1341 SURFACE RD |
|---|---|
| City | EATON |
| State | OH |
| Zip | 45320-9283 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NW PT SW |
| Legal Range | 2E |
| Legal Township | 8N |
| Legal Section | 16 |
| Jurisdiction | PREBLE OH |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 450100 |
Source: Preble County records, as of March 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1341 SURFACE RD, EATON, OH 45320-9283 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 9, 2008 · Amount on Record |
| Deed Sale | Sep 9, 2008 · Amount on Record |
| Prior Sale | Nov 23, 1992 · Amount on Record |
| Deed Document Number | 200890365 |
| Deed Book / Page | 277 / 2342 |
| Last Transfer Date | Dec 21, 2009 |
| Transfer Doc | 291/0715 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PREBLE OH |
| Property Address | 1341 SURFACE RD, EATON, OH 45320-9283 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1341 SURFACE RD, EATON, OH 45320-9283 |
| Document Number | 00450/1180 |
|---|---|
| Date | Nov 2, 2023 |
| Book Page | 450/1180 |
| Instrument | 202300004338 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 25, 2053 |
Source: Preble County assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Preble County |
| County Subdivision | Washington Township |
| Unified School District | Eaton Community City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,368.00 (+1.15%) Homeowner's exemption | $66,010 (-) Land $19,880 Building $46,130 | |
| 2024 | $2,341.00 (-14.44%) Homeowner's exemption | $66,010 (-) Land $19,880 Building $46,130 | |
| 2023 | $2,736.00 (+32.62%) Homeowner's exemption | $66,010 (+40.12%) Land $19,880 Building $46,130 | $188,600 (-) Land $56,800 Building $131,800 |
| 2022 | $2,063.00 Homeowner's exemption | $47,110 Land $18,200 Building $28,910 | |
| 2020 | $188,600 Land $56,800 Building $131,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
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