Preble County property record for 1440 Surface Rd, Eaton, OH 45320
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,050 sqft · built 1973 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,307 (2025) |
| Deeds & Mortgages | Apr 2012 Line of Credit Mar 2026 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | L39-8216-301-00-003-000 |
| Primary APN | L39-8216-301-00-003-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,050 sqft Living Area |
| 1st Floor Area | 1,050 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 325 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 120 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Connected |
| Water Source | Private |
| Street Address | 1440 SURFACE RD |
|---|---|
| City | EATON |
| State | OH |
| Zip | 45320-9281 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 LINCOLN VIEW ESTATES SUBD |
| Legal Range | 2E |
| Legal Township | 8N |
| Legal Section | 16 |
| Legal Subdivision | LINCOLN VIEW ESTATES SUBD |
| Legal Lot Number | 3 |
| Jurisdiction | PREBLE OH |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 450100 |
Source: Preble County records, as of July 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1535 HONEYSUCKLE XING, RICHMOND, IN 47374-7861 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Apr 5, 2012 | Deed of Trust, Mortgage · Line of Credit US BANK NA ND |
| Mar 31, 2026 | Warranty Deed, Transfer PARTNERS LAND TITLE |
| Mar 5, 2026 | Affidavit of Death of Joint Tenant, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 31, 2026 |
| Deed Sale | Mar 31, 2026 |
| Deed Document Number | 20261287 |
| Deed Book / Page | 477 / 739 |
| Prior Transfer Date | Sep 7, 2007 |
| Prior Transfer Doc | 280/1891 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PREBLE OH |
| Property Address | 1440 SURFACE RD, EATON, OH 45320-9281 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00315/0067 |
|---|---|
| Date | Apr 5, 2012 |
| Book Page | 315/0067 |
| Instrument | 201200001682 |
| Name | US BANK NA ND |
|---|---|
| Type | Bank |
| Address | FARGO, ND 58103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Mar 11, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PREBLE OH |
| Recording Date | Mar 31, 2026 |
| Property Address | 1440 SURFACE RD, EATON, OH 45320-9281 |
| Document Number | 000477/739 |
| Book / Page | 477 / 739 |
| Map Reference | MB 10 PG 7 |
| Instrument Date | Mar 27, 2026 |
| Instrument | 202600001287 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2026 |
| Title Company | PARTNERS LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $130.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1535 HONEYSUCKLE XING, RICHMOND, IN 47374-7861 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | PREBLE OH |
| Recording Date | Mar 5, 2026 |
| Property Address | 1440 SURFACE RD, EATON, OH 45320-9281 |
| Document Number | 00476/1547 |
| Book / Page | 476 / 1547 |
| Map Reference | MB 10 PG 7 |
| Instrument Date | Mar 4, 2026 |
| Instrument | 202600000940 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 758 ODIN CV, EATON, OH 45320-2528 |
Source: Preble County assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Preble County |
| County Subdivision | Washington Township |
| Unified School District | Eaton Community City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,307.00 (-40.62%) Homeowner's exemption | $45,470 (-) Land $8,470 Building $37,000 | |
| 2024 | $2,201.00 (+15.48%) Homeowner's exemption | $45,470 (-) Land $8,470 Building $37,000 | |
| 2023 | $1,906.00 (+24.09%) Homeowner's exemption | $45,470 (+38.04%) Land $8,470 Building $37,000 | $129,900 (-) Land $24,200 Building $105,700 |
| 2022 | $1,536.00 Homeowner's exemption | $32,940 Land $7,390 Building $25,550 | |
| 2020 | $129,900 Land $24,200 Building $105,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
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