Preble County property record for 1422 Surface Rd, Eaton, OH 45320
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,375 sqft · built 1973 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $48,500 (Jan 1993) |
| Tax Bill | $1,781 (2025) |
| Deeds & Mortgages | Nov 2023 Mortgage May 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | L39-8216-301-00-004-000 |
| Primary APN | L39-8216-301-00-004-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,375 sqft Living Area |
| 1st Floor Area | 1,375 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1973 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 325 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 96 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Water Source | Private |
| Street Address | 1422 SURFACE RD |
|---|---|
| City | EATON |
| State | OH |
| Zip | 45320-9281 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 LINCOLN VIEW ESTATES SUBD |
| Legal Subdivision | LINCOLN VIEW ESTATES SUBD |
| Legal Lot Number | 4 |
| Jurisdiction | PREBLE OH |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 450100 |
Source: Preble County assessment roll, as of August 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1422 SURFACE RD, EATON, OH 45320-9281 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 1, 2023 | Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE |
| May 14, 2020 | Deed of Trust, Mortgage · Line of Credit LCNB NATIONAL BANK |
| Feb 10, 2020 | Deed of Trust, Mortgage · Line of Credit LCNB NATIONAL BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 15, 1993 · Amount on Record |
| Deed Sale | Jan 15, 1993 · Amount on Record |
| Deed Document Number | 68 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PREBLE OH |
| Property Address | 1422 SURFACE RD, EATON, OH 45320-9281 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2023 |
| Title Company | FREEDOM TITLE AGENCY INC, FREEDOM TITLE COMPANY INC |
| Name | Verified Name |
|---|---|
| Address | 1422 SURFACE RD, EATON, OH 45320-9281 |
| Document Number | 00450/1092 |
|---|---|
| Date | Nov 1, 2023 |
| Book Page | 450/1092 |
| Instrument | 202300004326 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PREBLE OH |
| Property Address | 1422 SURFACE RD, EATON, OH 45320-9281 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2020 |
| Name | Verified Name |
|---|
| Document Number | 404/239 |
|---|---|
| Date | May 14, 2020 |
| Book Page | 404/239 |
| Instrument | 202000002057 |
| Name | LCNB NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | LEBANON, OH 45036 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PREBLE OH |
| Property Address | 1422 SURFACE RD, EATON, OH 45320-9281 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2020 |
| Name | Verified Name |
|---|
| Document Number | 401/527 |
|---|---|
| Date | Feb 10, 2020 |
| Book Page | 401/527 |
| Instrument | 202000000581 |
| Name | LCNB NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | LEBANON, OH 45036 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Preble County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Preble County |
| County Subdivision | Washington Township |
| Unified School District | Eaton Community City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,781.00 (+1.14%) Homeowner's exemption | $49,180 (-) Land $8,470 Building $40,710 | |
| 2024 | $1,761.00 (-14.26%) Homeowner's exemption | $49,180 (-) Land $8,470 Building $40,710 | |
| 2023 | $2,054.00 (+33.38%) Homeowner's exemption | $49,180 (+41.32%) Land $8,470 Building $40,710 | $140,500 (-) Land $24,200 Building $116,300 |
| 2022 | $1,540.00 Homeowner's exemption | $34,800 Land $7,390 Building $27,410 | |
| 2020 | $140,500 Land $24,200 Building $116,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
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