Preble County property record for 1326 Surface Rd, Eaton, OH 45320
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,326 sqft · built 1975 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $104,000 (Sep 2011) |
| Tax Bill | $1,860 (2025) |
| Deeds & Mortgages | Aug 2020 Line of Credit Jul 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | L39-8216-302-00-001-000 |
| Primary APN | L39-8216-302-00-001-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,326 sqft Living Area |
| 1st Floor Area | 1,326 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 425 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 72 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Connected |
| Water Source | Private |
| Street Address | 1326 SURFACE RD |
|---|---|
| City | EATON |
| State | OH |
| Zip | 45320-9223 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 MID PT SW CREST DALE SUBD |
| Legal Subdivision | CREST DALE SUBD |
| Legal Lot Number | 1 |
| Jurisdiction | PREBLE OH |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 450100 |
Source: Preble County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1326 SURFACE RD, EATON, OH 45320-9223 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 12, 2020 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Jul 11, 2022 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Aug 12, 2020 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Jan 4, 2007 | Land Contract, Transfer · Seller Carry-Back DANIEL WEADICK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 30, 2011 · Amount on Record |
| Deed Sale | Sep 30, 2011 · Amount on Record |
| Prior Sale | Jun 27, 2006 · Amount on Record |
| Deed Document Number | 1225 |
| Deed Book / Page | 309 / 0823 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PREBLE OH |
| Property Address | 1326 SURFACE RD, EATON, OH 45320-9223 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Title Company | SOLIDIFI TITLE |
| Name | Verified Name |
|---|---|
| Address | 1326 SURFACE RD, EATON, OH 45320-9223 |
| Document Number | 00407/1725 |
|---|---|
| Date | Aug 12, 2020 |
| Book Page | 407/1725 |
| Instrument | 202000003810 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Jul 18, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PREBLE OH |
| Property Address | 1326 SURFACE RD, EATON, OH 45320-9223 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 1326 SURFACE RD, EATON, OH 45320-9223 |
| Document Number | 00436/1932 |
|---|---|
| Date | Jul 11, 2022 |
| Book Page | 436/1932 |
| Instrument | 202200003705 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 71 Months |
| Due | Jun 9, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PREBLE OH |
| Property Address | 1326 SURFACE RD, EATON, OH 45320-9223 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2021 |
| Title Company | SOLIDIFI TITLE |
| Name | Verified Name |
|---|---|
| Address | 1326 SURFACE RD, EATON, OH 45320-9223 |
| Document Number | 407/1725 |
|---|---|
| Date | Aug 12, 2020 |
| Book Page | 407/1725 |
| Instrument | 202000003810 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Jul 18, 2040 |
| Document Type | Land Contract |
|---|---|
| Jurisdiction | PREBLE OH |
| Recording Date | Jan 4, 2007 |
| Property Address | 1326 SURFACE RD, EATON, OH 45320-9223 |
| Document Number | 00257/2168 |
| Book / Page | 257 / 2168 |
| Map Reference | MB10 PG15 |
| Instrument Date | Dec 19, 2006 |
| Instrument | 200700076974 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1326 SURFACE RD, EATON, OH 45320-9223 |
| Investor | Possibly a Property Investor |
| Date | Jan 4, 2007 |
|---|
| Name | DANIEL WEADICK |
|---|---|
| Type | Seller |
| Type | Seller Carry-Back |
|---|---|
| Amount | Amount Recorded |
Source: Preble County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Preble County |
| County Subdivision | Washington Township |
| Unified School District | Eaton Community City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,860.00 (+1.14%) Homeowner's exemption | $51,490 (-) Land $8,470 Building $43,020 | |
| 2024 | $1,839.00 (-14.27%) Homeowner's exemption | $51,490 (-) Land $8,470 Building $43,020 | |
| 2023 | $2,145.00 (+26.55%) Homeowner's exemption | $51,490 (+33.6%) Land $8,470 Building $43,020 | $147,100 (-) Land $24,200 Building $122,900 |
| 2022 | $1,695.00 Homeowner's exemption | $38,540 Land $7,390 Building $31,150 | |
| 2020 | $147,100 Land $24,200 Building $122,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
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