1351 Orchard Loop, Oak Harbor, WA 98277 Property Records

Island County property record for 1351 Orchard Loop, Oak Harbor, WA 98277

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,144 sqft · built 1958
Lot Size	0.433 acres (18,880 sqft)
Owner	2 Individual Names on File
Last Sale	$252,500 (Oct 2017)
Tax Bill	$475 (2026)
Deeds & Mortgages	Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`S7685-00-05009-0`

Property Details

APN / Parcel Number

Primary APN	`S7685-00-05009-0`
Alternative APN	`342891`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,144 sqft Living Area
Gross Area	1,456 sqft
1st Floor Area	1,144 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1979
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	18,880 sqft (0.433 acres)
Garage Type	Attached
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	268 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1351 ORCHARD LOOP
City	OAK HARBOR
State	WA
Zip	98277-8905
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10
Legal Description	PATTONS HILLCREST LOT 9 BLK 5
Legal Subdivision	PATTONS HILLCREST
Legal Block	5
Legal Lot Number	9
Jurisdiction	ISLAND WA
Township / Civil Division	NORTH WHIDBEY ISLAND
Census Block Group	2
Census Block	2002
Census Tract	970401

Owner

1351 Orchard Loop is owned and occupied by two individuals who bought it in October 2017.

Source: Island County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1351 ORCHARD LOOP, OAK HARBOR, WA 98277-8905
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2017 · Amount on File
Deed Sale	Oct 5, 2017 · Amount on File
Prior Sale	May 29, 2014 · Amount on File
Deed Document Number	20174431481
Prior Transfer Date	May 27, 2014
Prior Transfer Doc	0004360046
Record Updated	Oct 29, 2026

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ISLAND WA
Recording Date	Oct 5, 2017
Property Address	1351 ORCHARD LOOP, OAK HARBOR, WA 98277-8905
Document Number	0004431481
Map Reference	VOL6 PG4&5
Instrument Date	Oct 2, 2017
Instrument	4431481
Transaction Type	Transfer
Record Updated	Nov 18, 2021
Title Company	PREMIER TITLE OF ISLAND COUN

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,499.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1351 ORCHARD LOOP, OAK HARBOR, WA 98277-8905

Mortgage

Document Number	0004431482
Date	Oct 5, 2017
Instrument	4431482

Lender

Name	COLUMBIA STATE BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 1351 Orchard Loop was $475 with a senior citizen's exemption.

Source: Island County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Island County
Unified School District	Oak Harbor School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$475.00
2025		$418,734 Land $210,000 Building $208,734	$418,734 Land $210,000 Building $208,734
2023	$485.00 Senior Citizen's exemption	$398,734 (+7.34%) Land $190,000 Building $208,734	$398,734 (+7.34%) Land $190,000 Building $208,734
2022		$371,451 Land $180,000 Building $191,451	$371,451 Land $180,000 Building $191,451

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1351 Orchard Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1351 Orchard Loop has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HILLCREST VILLAGE WATER CO INC private · serves 770 people · EPA ID WA5333150
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20