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1342 Orchard Loop, Oak Harbor, WA 98277 Property Records

Island County property record for 1342 Orchard Loop, Oak Harbor, WA 98277

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.75 ba · 1,430 sqft · built 1958
Lot Size0.389 acres (16,922 sqft)
OwnerIndividual Name on File
Last Sale$282,000 (Aug 2019)
Tax Bill$3,214 (2026)
Deeds & MortgagesAug 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNS7685-00-06006-0

Property Details

APN / Parcel Number

Primary APNS7685-00-06006-0
Alternative APN
  • 343033

Interior

Bedrooms4 Beds
Full Baths1.75 Baths
Half Baths1 Half Bath
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area1,430 sqft Living Area
1st Floor Area1,430 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1976
Exterior MaterialConcrete
Foundation TypeConcrete
Roof MaterialAsphalt
Lot Area16,922 sqft (0.389 acres)
PorchOpen Porch
Porch Area64 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address1342 ORCHARD LOOP
CityOAK HARBOR
StateWA
Zip98277-8913
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code10
Legal DescriptionPATTONS HILLCREST LOT 6 BLK 6
Legal SubdivisionPATTONS HILLCREST
Legal Block6
Legal Lot Number6
JurisdictionISLAND WA
Township / Civil DivisionNORTH WHIDBEY ISLAND
Census Block Group2
Census Block2000
Census Tract970401

Owner

1342 Orchard Loop is owned and occupied by an individual who bought it in August 2019.

Source: Island County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address1342 ORCHARD LOOP, OAK HARBOR, WA 98277-8913
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 16, 2019 · Amount on File
Deed SaleAug 16, 2019 · Amount on File
Prior SaleJun 3, 2013 · Amount on File
Deed Document Number20194469483
Prior Transfer DateOct 20, 2010
Prior Transfer Doc0004283530
Record UpdatedOct 29, 2026

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionISLAND WA
Recording DateAug 16, 2019
Property Address1342 ORCHARD LOOP, OAK HARBOR, WA 98277-8913
Document Number0004469483
Instrument DateAug 9, 2019
Instrument4469483
Transaction TypeTransfer
Record UpdatedAug 22, 2019
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,024.60
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1342 ORCHARD LOOP OAK HARBOR WA 982778913, OAK HARBOR, WA 98277-8913

Mortgage

Document Number4469484
DateAug 16, 2019
Instrument4469484
Lender
NameCORNERSTONE HM LNDG
AddressHOUSTON, TX 77027
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueAug 15, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 1342 Orchard Loop was $3,214.

Source: Island County assessment roll, as of October 20, 2025

Property Jurisdictions

TypeName
StateWashington
CountyIsland County
Unified School DistrictOak Harbor School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,214.00
2025$415,449 Land $210,000 Building $205,449$415,449 Land $210,000 Building $205,449
2023$2,745.00$395,449 (+7.29%) Land $190,000 Building $205,449$395,449 (+7.29%) Land $190,000 Building $205,449
2022$368,581 Land $180,000 Building $188,581$368,581 Land $180,000 Building $188,581

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1342 Orchard Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 14 policies
Nearby Flood Policies14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1342 Orchard Loop has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHILLCREST VILLAGE WATER CO INC
private · serves 770 people · EPA ID WA5333150
Water SourceGroundwater
Last State InspectionJan 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ziply Fiber
Fiber		6,000 / 6,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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