Island County property record for 1355 Orchard Loop, Oak Harbor, WA 98277
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,372 sqft · built 1958 |
| Lot Size | 0.366 acres (15,929 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,279 (2026) |
| Deeds & Mortgages | Apr 2021 Transfer Apr 2021 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | S7685-00-05008-2 |
| Primary APN | S7685-00-05008-2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,372 sqft Living Area |
| 1st Floor Area | 1,372 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Material | Asphalt |
| Lot Area | 15,929 sqft (0.366 acres) |
| Garage Type | Detached |
| Garage Area | 700 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 104 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Oil |
| Street Address | 1355 ORCHARD LOOP |
|---|---|
| City | OAK HARBOR |
| State | WA |
| Zip | 98277-8905 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 10 |
| Legal Description | PATTONS HILLCREST N56 OF LOT 7 & S28 OF LOT 8 BLK 5 |
| Legal Subdivision | PATTONS HILLCREST |
| Legal Block | 5 |
| Legal Lot Number | 7,8 |
| Jurisdiction | ISLAND WA |
| Township / Civil Division | NORTH WHIDBEY ISLAND |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 970401 |
1355 Orchard Loop is owned and occupied by two individuals who acquired it in March 2021.
Source: Island County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1355 ORCHARD LOOP, OAK HARBOR, WA 98277-8905 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 26, 2021 | Intrafamily Transfer, Transfer |
| Apr 12, 2021 | Affidavit of Death of Joint Tenant, Transfer |
| Apr 9, 2021 | Intrafamily Transfer, Transfer |
| Feb 19, 2018 | Deed of Trust, Mortgage · Conventional Mortgage TIAA FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 12, 2021 |
| Transfer Doc | 0004516295 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ISLAND WA |
| Recording Date | Apr 26, 2021 |
| Property Address | 1355 ORCHARD LOOP, OAK HARBOR, WA 98277-8905 |
| Document Number | 0004517434 |
| Map Reference | VOL 6 PG 4 |
| Instrument Date | Apr 26, 2021 |
| Instrument | 4517434 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1355 OPRCHARD LOOP, OAK HARBOR, WA 98277-8905 |
| Investor | Possibly a Property Investor |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | ISLAND WA |
| Recording Date | Apr 12, 2021 |
| Property Address | 1355 ORCHARD LOOP, OAK HARBOR, WA 98277-8905 |
| Document Number | 0004516295 |
| Map Reference | VOL 6 PG 4 |
| Instrument Date | Mar 12, 2021 |
| Instrument | 4516295 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1355 ORCHARD LOOP, OAK HARBOR, WA 98277-8905 |
| Investor | Possibly a Property Investor |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ISLAND WA |
| Recording Date | Apr 9, 2021 |
| Property Address | 1355 ORCHARD LOOP, OAK HARBOR, WA 98277-8905 |
| Document Number | 0004516028 |
| Instrument Date | Feb 14, 2021 |
| Instrument | 4516028 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1686 SW PUTNAM DR, 1686, OAK HARBOR, WA 98277-5828 |
| Name | Verified Name |
|---|---|
| Address | 1355 ORCHARD LOOP, OAK HARBOR, WA 98277-8905 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ISLAND WA |
| Property Address | 1355 ORCHARD LOOP, OAK HARBOR, WA 98277-8905 |
| Document Number | 0004457697 |
| Instrument Date | Feb 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 1355 ORCHARD LOOP OAK HARBOR WA 982778905, OAK HARBOR, WA 98277-8905 |
| Document Number | 0004457697 |
|---|---|
| Date | Jan 10, 2019 |
| Instrument | 4457697 |
| Name | TIAA FSB |
|---|---|
| Address | JACKSONVILLE, FL 32202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 9, 2049 |
The 2026 property tax bill for 1355 Orchard Loop was $3,279.
Source: Island County assessment roll, as of October 20, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Island County |
| Unified School District | Oak Harbor School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,279.00 | ||
| 2025 | $423,930 Land $210,000 Building $213,930 | $423,930 Land $210,000 Building $213,930 | |
| 2023 | $2,804.00 | $403,930 (+7.23%) Land $190,000 Building $213,930 | $403,930 (+7.23%) Land $190,000 Building $213,930 |
| 2022 | $376,683 Land $180,000 Building $196,683 | $376,683 Land $180,000 Building $196,683 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1355 Orchard Loop in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1355 Orchard Loop has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HILLCREST VILLAGE WATER CO INC private · serves 770 people · EPA ID WA5333150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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