Island County property record for 1345 Orchard Loop, Oak Harbor, WA 98277
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,304 sqft · built 1958 |
| Owner | 2 Owner Names on Record |
| Tax Bill | $2,933 (2023) |
| Deeds & Mortgages | Nov 2019 Mortgage Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | S7685-00-05010-0 |
| Primary APN | S7685-00-05010-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,304 sqft Living Area |
| 1st Floor Area | 2,304 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Material | Asphalt |
| Garage Area | 726 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Open Porch |
| Porch Area | 562 sqft |
| Storage Building | 726 sqft |
| Heating Fuel | Oil |
|---|
| Account Number | 755123 |
|---|---|
| Street Address | 1345 ORCHARD LOOP |
| City | OAK HARBOR |
| State | WA |
| Zip | 98277-8905 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 10 |
| Legal Description | PATTONS HILLCREST LOT 10 BLK 5 |
| Legal Subdivision | PATTONS HILLCREST |
| Legal Block | 5 |
| Legal Lot Number | 10 |
| Jurisdiction | ISLAND WA |
| Township / Civil Division | NORTH WHIDBEY ISLAND |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 970401 |
Source: Island County records, as of October 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 1345 ORCHARD LOOP, OAK HARBOR, WA 98277-8905 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Nov 12, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC |
| Jan 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Prior Sale | Aug 18, 2006 |
| Last Transfer Date | Nov 29, 2011 |
| Transfer Doc | 0004305498 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ISLAND WA |
| Property Address | 1345 ORCHARD LOOP, OAK HARBOR, WA 98277-8905 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0004475289 |
|---|---|
| Date | Nov 12, 2019 |
| Instrument | 4475289 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ISLAND WA |
| Property Address | 1345 ORCHARD LOOP, OAK HARBOR, WA 98277-8905 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0004508303 |
|---|---|
| Date | Jan 19, 2021 |
| Instrument | 4508303 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 1, 2050 |
Source: Island County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Island County |
| Unified School District | Oak Harbor School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $470,790 (+11.48%) Land $210,000 Building $260,790 | $470,790 (+11.48%) Land $210,000 Building $260,790 | |
| 2023 | $2,933.00 | $422,307 (+7.1%) Land $190,000 Building $232,307 | $422,307 (+7.1%) Land $190,000 Building $232,307 |
| 2022 | $394,300 Land $180,000 Building $214,300 | $394,300 Land $180,000 Building $214,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HILLCREST VILLAGE WATER CO INC private · serves 770 people · EPA ID WA5333150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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