1346 Orchard Loop, Oak Harbor, WA 98277 Property Records

Island County property record for 1346 Orchard Loop, Oak Harbor, WA 98277

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,740 sqft · built 1957
Lot Size	0.422 acres (18,399 sqft)
Owner	Individual Name on File
Tax Bill	$3,574 (2026)
Deeds & Mortgages	Apr 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`S7685-00-04002-0`

Property Details

APN / Parcel Number

Primary APN	`S7685-00-04002-0`
Alternative APN	`342613`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	1,740 sqft Living Area
Gross Area	2,712 sqft
1st Floor Area	1,740 sqft
Basement Area	612 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1970
Exterior Material	Wood Siding
Foundation Type	Block
Roof Material	Asphalt
Lot Area	18,399 sqft (0.422 acres)
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Porch Area	580 sqft
Storage Building	120 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1346 ORCHARD LOOP
City	OAK HARBOR
State	WA
Zip	98277-8905
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10
Legal Description	PATTONS HILLCREST LOT 2 & E5 OF LOT 3 BLK 4
Legal Subdivision	PATTONS HILLCREST
Legal Block	4
Legal Lot Number	2,3
Jurisdiction	ISLAND WA
Township / Civil Division	NORTH WHIDBEY ISLAND
Census Block Group	2
Census Block	2000
Census Tract	970401

Owner

1346 Orchard Loop is owned and occupied by an individual who acquired it in April 2020.

Source: Island County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1346 ORCHARD LOOP, OAK HARBOR, WA 98277-8905
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 22, 2020
Transfer Doc	0004544299
Record Updated	Oct 29, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ISLAND WA
Recording Date	Apr 29, 2022
Property Address	1346 ORCHARD LOOP, OAK HARBOR, WA 98277-8905
Document Number	0004544299
Map Reference	VOL 6 PG 4
Instrument Date	Dec 22, 2020
Instrument	4544299
Transaction Type	Transfer
Record Updated	May 6, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004544300
Date	Apr 29, 2022
Instrument	4544300

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	345 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 1346 Orchard Loop was $3,574.

Source: Island County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Island County
Unified School District	Oak Harbor School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,574.00
2025		$462,555 Land $210,000 Building $252,555	$462,555 Land $210,000 Building $252,555
2023	$3,064.00	$442,555 (+7.37%) Land $190,000 Building $252,555	$442,555 (+7.37%) Land $190,000 Building $252,555
2022		$412,196 Land $180,000 Building $232,196	$412,196 Land $180,000 Building $232,196

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1346 Orchard Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1346 Orchard Loop has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HILLCREST VILLAGE WATER CO INC private · serves 770 people · EPA ID WA5333150
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20