131 Skipper Dr, Lake Frederick (Front Royal), VA 22630 Property Records

Frederick County property record for 131 Skipper Dr, Lake Frederick, VA 22630

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,880 sqft · built 2017
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$1,389,780 (Aug 2019)
Tax Bill	$2,948 (2026)
Deeds & Mortgages	Mar 2021 Refinance Aug 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`87B5-2-72`

Property Details

APN / Parcel Number

Primary APN	`87B5-2-72`
Alternative APN	`8049714`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	2,880 sqft Living Area
Gross Area	5,485 sqft
1st Floor Area	1,320 sqft
Basement Area	1,320 sqft
Unfinished Basement	1,320 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2023
Exterior Material	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Terrain	Rolling
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	36 sqft
Patio Area	360 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8049714
Street Address	131 SKIPPER DR
City	LAKE FREDERICK
State	VA
Zip	22630-2249
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	SHENANDOAH L72 P2S5
Legal Subdivision	SHENANDOAH
Legal Phase	2
Legal Lot Number	72
Jurisdiction	FREDERICK VA
Township / Civil Division	OPEQUON
Census Block Group	2
Census Block	2003
Census Tract	50801

Owner

131 Skipper Dr is owned and occupied by an individual who bought it in August 2019.

Source: Frederick County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	131 SKIPPER DR, LAKE FREDERICK, VA 22630-2249
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC
Aug 30, 2019	Grant Deed, Transfer MREC SHENANDOAH VA LLC
Jun 15, 2017	Special Warranty Deed, Transfer · VA Mortgage NVR MORTGAGE FINANCE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2019 · Amount on File
Deed Sale	Aug 30, 2019 · Amount on File
Prior Sale	Jun 15, 2017 · Amount on File
Deed Document Number	20198885
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	131 SKIPPER DR, LAKE FREDERICK, VA 22630-2249
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003868
Date	Mar 8, 2021
Instrument	210003868

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.25%

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK VA
Recording Date	Aug 30, 2019
Property Address	131 SKIPPER DR, LAKE FREDERICK, VA 22630-2249
Document Number	0000008885
Instrument Date	Aug 29, 2019
Instrument	8885
Transaction Type	Transfer
Record Updated	Dec 31, 2019
Title Company	WALKER TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,389.78
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	8800 N GAINEY CENTER DR SCOTTSDALE AZ 852582118, SCOTTSDALE, AZ 85258-2118
Investor	Possibly a Property Investor

Mortgage

Document Number	8886
Date	Aug 30, 2019
Instrument	8886

Lender

Name	MREC SHENANDOAH VA LLC
Address	3863 CENTERVIEW DR # 300, CHANTILLY, VA 20151-3287

Agreement

Amount	Amount on Record

June 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FREDERICK VA
Recording Date	Jun 15, 2017
Property Address	131 SKIPPER DR, LAKE FREDERICK, VA 22630-2249
Document Number	0000006008
Instrument Date	Jun 6, 2017
Instrument	170006008
Transaction Type	Transfer
Record Updated	May 28, 2021
Title Company	STEWART TITLE GUARANTY CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 SKIPPER DR, LAKE FREDERICK, VA 22630-2249

Mortgage

Document Number	0000006009
Date	Jun 15, 2017
Instrument	170006009

Lender

Name	NVR MORTGAGE FINANCE INC

Agreement

Type	VA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 131 Skipper Dr was $2,948, up 10.4% from the year before.

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,948.00 (+10.41%)	$556,200 Land $108,000 Building $448,200	$556,200 Land $108,000 Building $448,200
2025	$2,670.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 131 Skipper Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 131 Skipper Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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