135 Shadowgate Dr, Shelby, NC 28152 Property Records

Cleveland County property record for 135 Shadowgate Dr, Shelby, NC 28152 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2,133 sqft · built 1992
Lot Size	1.08 acres (47,045 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Nov 2025)
Tax Bill	$1,759 (2025)
Deeds & Mortgages	Nov 2025 Sale & Reverse Mortgage Feb 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`46204`

Property Details

APN / Parcel Number

Primary APN	`46204`
Alternative APN	`1338684`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	2,133 sqft Finished Area
Upper Floors Area	340 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2012
Exterior Material	Brick
Lot Area	47,045 sqft (1.08 acres)
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	100 sqft
Deck Area	464 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1338684
Street Address	135 SHADOWGATE DR
City	SHELBY
State	NC
Zip	28152-8963
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#19CALEB SD SEC4 PB18-87
Legal Subdivision	CALEB SD
Legal Block	1
Legal Lot Number	35
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	2
Census Block	2037
Census Tract	950702

Owner

Source: Cleveland County records · APN 46204

Assessment roll updated September 30, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	135 SHADOWGATE DR, SHELBY, NC 28152-8963
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2025	Warranty Deed, Transfer · Reverse Mortgage MOVEMENT MORTGAGE
Feb 19, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCING CORP
Aug 11, 2020	Warranty Deed, Transfer NOT AVAILABLE
Mar 29, 2019	Warranty Deed, Transfer NAVY FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 20, 2025 · Amount on Record
Deed Sale	Nov 20, 2025 · Amount on Record
Prior Sale	Dec 08, 2021 · Amount on Record
Deed Document Number	2025200121517
Deed Book / Page	1961 / 953
Record Updated	Sep 20, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Nov 20, 2025
Property Address	135 SHADOWGATE DR, SHELBY, NC 28152-8963
Document Number	0019610953
Book / Page	1961 / 953
Map Reference	MB 18 PG 87
Instrument Date	Nov 19, 2025
Instrument	200121517
Transaction Type	Transfer
Record Updated	Dec 04, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	119 SUNSHINE LN, CHERRYVILLE, NC 28021-9436

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135 SHADOWGATE DR, SHELBY, NC 28152-8963

Mortgage

Document Number	0200121518
Date	Nov 20, 2025
Instrument	200121518

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	994 Months
Due	Sep 22, 2108

Interest

Rate	6%
Type Change Date	Jan 01, 2026
Change Frequency	Monthly
Min Rate At Change	2.37%
Max Rate At Change	11%
Index	1-Year CMT

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Feb 19, 2021
Property Address	135 SHADOWGATE DR, SHELBY, NC 28152-8963
Document Number	0018332430
Book / Page	1833 / 2430
Map Reference	MB 18 PG 87
Instrument Date	Feb 19, 2021
Instrument	200051155
Transaction Type	Transfer
Record Updated	Aug 06, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$530.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135 SHADOWGATE DR, SHELBY, NC 28152-8963

Mortgage

Document Number	18332433
Date	Feb 19, 2021
Instrument	1833/2433

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Aug 11, 2020
Property Address	135 SHADOWGATE DR, SHELBY, NC 28152-8963
Document Number	0018190194
Book / Page	001819 / 000194
Instrument Date	Aug 11, 2020
Instrument	42742
Transaction Type	Transfer
Record Updated	Sep 23, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	135 SHADOWGATE DR SHELBY NC 281528963, SHELBY, NC 28152-8963

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Mar 29, 2019
Property Address	135 SHADOWGATE DR, SHELBY, NC 28152-8963
Document Number	0017991776
Book / Page	001799 / 001776
Instrument Date	Mar 29, 2019
Instrument	24549
Transaction Type	Transfer
Record Updated	Apr 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$430.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135 SHADOWGATE DR SHELBY NC 281528963, SHELBY, NC 28152-8963

Mortgage

Document Number	17881779
Date	Mar 29, 2019
Book Page	001788/001779
Instrument	24550

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 28, 2049

Tax Assessment & Valuation

Source: Cleveland County records · Assessment roll updated September 30, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$277,026 (-) Land $21,600 Building $255,426	$277,026 (-) Land $21,600 Building $255,426
2025	$1,759.00	$277,026 (+28.37%) Land $21,600 Building $255,426	$277,026 (+28.37%) Land $21,600 Building $255,426
2023		$215,805 Land $15,120 Building $200,685	$215,805 Land $15,120 Building $200,685

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cleveland County (37045C), updated March 5, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 34% of the US · above 48% of North Carolina
Wildfire Likelihood	About 1 in 1,786 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 76 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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