139 Shadowgate Dr, Shelby, NC 28152 Property Records

Cleveland County property record for 139 Shadowgate Dr, Shelby, NC 28152

Property Summary

Property Type	Single Family Home
Details	1,242 sqft · built 1992
Lot Size	0.66 acres (28,750 sqft)
Owner	Individual Name on Record
Last Sale	$70,000 (Apr 2008)
Tax Bill	$1,032 (2026)
Deeds & Mortgages	Jun 2023 Mortgage Feb 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`46206`

Property Details

APN / Parcel Number

Primary APN	`46206`
Alternative APN	`1218577`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,242 sqft Finished Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2005
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	28,750 sqft (0.66 acres)
Garage Type	Carport
Garage Area	234 sqft
Carport	Carport
Carport Area	234 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	70 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1218577
Street Address	139 SHADOWGATE DR
City	SHELBY
State	NC
Zip	28152-8963
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	PT#21 PB18-87 CALEB SD SEC 4
Legal Subdivision	CALEB
Legal Block	1
Legal Lot Number	37
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	2
Census Block	2037
Census Tract	950702

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	139 SHADOWGATE DR, SHELBY, NC 28152-8963
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2023	Deed of Trust, Mortgage · USDA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Feb 12, 2020	Loan Modification, Mortgage · Conventional Mortgage JP MORGAN CHASE BK
Nov 8, 2017	Loan Modification, Mortgage · Conventional Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2008 · Amount on Record
Deed Sale	Apr 30, 2008 · Amount on Record
Deed Book / Page	1551 / 334
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	139 SHADOWGATE DR, SHELBY, NC 28152-8963
Transaction Type	Mortgage
Record Updated	Jun 19, 2023
Title Company	VYLLA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	139 SHADOWGATE DR, SHELBY, NC 28152-8963

Mortgage

Document Number	0018992404
Date	Jun 6, 2023
Book Page	1899/2404
Instrument	200088101

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	320 Months
Due	Feb 1, 2050

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CLEVELAND NC
Property Address	139 SHADOWGATE DR, SHELBY, NC 28152-8963
Document Number	0018080249
Instrument Date	Feb 12, 2020
Transaction Type	Mortgage
Record Updated	Mar 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	139 SHADOWGATE DR SHELBY NC 281528963, SHELBY, NC 28152-8963

Mortgage

Document Number	0018080249
Date	Feb 26, 2020
Book Page	001808/000249
Instrument	36418

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43219-6009

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Feb 25, 2021

Interest

Rate	3.62%

November 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CLEVELAND NC
Property Address	139 SHADOWGATE DR, SHELBY, NC 28152-8963
Document Number	0017560027
Book / Page	001756 / 000027
Instrument Date	Nov 8, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	139 SHADOWGATE DR SHELBY NC 281528963, SHELBY, NC 28152-8963

Mortgage

Document Number	0017560027
Date	Nov 27, 2017
Book Page	001756/000027
Instrument	200007490

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	MONROE, LA 71203-4774

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 26, 2047

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,032.00 (+7.95%)	$150,226 (-) Land $18,216 Building $132,010	$150,226 (-) Land $18,216 Building $132,010
2025	$956.00	$150,226 (+43.18%) Land $18,216 Building $132,010	$150,226 (+43.18%) Land $18,216 Building $132,010
2023		$104,922 Land $12,751 Building $92,171	$104,922 Land $12,751 Building $92,171

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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