130 Shadowgate Dr, Shelby, NC 28152 Property Records

Cleveland County property record for 130 Shadowgate Dr, Shelby, NC 28152

Property Summary

Property Type	Single Family Home
Details	1,118 sqft · built 1992
Lot Size	0.873 acres (38,028 sqft)
Owner	Individual Name on Record
Last Sale	$114,000 (Oct 2018)
Tax Bill	$1,082 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`46211`

Property Details

APN / Parcel Number

Primary APN	`46211`
Alternative APN	`1321601`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,118 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2005
Exterior Material	Brick
Lot Area	38,028 sqft (0.873 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Patio
Porch Area	324 sqft
Deck Area	160 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1321601
Street Address	130 SHADOWGATE DR
City	SHELBY
State	NC
Zip	28152-8963
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	#26PB18-87 CALEB SEC# 4
Legal Subdivision	CALEB
Legal Block	1
Legal Lot Number	42
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	2
Census Block	2037
Census Tract	950702

Owner

Source: Cleveland County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	130 SHADOWGATE DR, SHELBY, NC 28152-8963
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2026	Deed of Trust, Mortgage · FHA Mortgage NEW AMERICAN FUNDING
Oct 4, 2018	Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2018 · Amount on Record
Deed Sale	Oct 4, 2018 · Amount on Record
Prior Sale	Oct 30, 2009 · Amount on Record
Deed Document Number	2018200018786
Deed Book / Page	1777 / 1561
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Recording Date	Apr 30, 2026
Property Address	130 SHADOWGATE DR, SHELBY, NC 28152-8963
Document Number	0200127757
Book / Page	1973 / 491
Instrument Date	Apr 24, 2026
Instrument	2026200127757
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST INTEGRITY TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 SHADOWGATE DR, SHELBY, NC 28152-8963

Mortgage

Document Number	0200127757,
Date	Apr 30, 2026
Book Page	1973/491
Instrument	2026200127757

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Oct 4, 2018
Property Address	130 SHADOWGATE DR, SHELBY, NC 28152-8963
Document Number	0017771561
Book / Page	1777 / 1561
Map Reference	MB 18 PG 87
Instrument Date	Oct 1, 2018
Instrument	200018786
Transaction Type	Transfer
Record Updated	Sep 21, 2021
Title Company	FIRST AMERICAN MORTGAGE SOLU

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$228.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1713 WELLSTEAD ST, 1713, MOUNT PLEASANT, SC 29466-8374

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 SHADOWGATE DR, SHELBY, NC 28152-8963

Mortgage

Document Number	200018787
Date	Oct 4, 2018
Instrument	200018787

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$170,533 (-) Land $19,380 Building $151,153	$170,533 (-) Land $19,380 Building $151,153
2025	$1,082.00	$170,533 (+20.21%) Land $19,380 Building $151,153	$170,533 (+20.21%) Land $19,380 Building $151,153
2023		$141,860 Land $13,566 Building $128,294	$141,860 Land $13,566 Building $128,294

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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