132 Shadowgate Dr, Shelby, NC 28152 Property Records

Cleveland County property record for 132 Shadowgate Dr, Shelby, NC 28152

Property Summary

Property Type	Single Family Home
Details	1,008 sqft · built 1992
Lot Size	1.02 acres (44,431 sqft)
Owner	Individual Name on File
Tax Bill	$1,028 (2026)
Deeds & Mortgages	Feb 2017 Mortgage Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`46210`

Property Details

APN / Parcel Number

Primary APN	`46210`
Alternative APN	`10131371`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,008 sqft Finished Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2005
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	44,431 sqft (1.02 acres)
Garage Type	Carport
Garage Area	234 sqft
Carport	Carport
Carport Area	234 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	70 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	10131371
Street Address	132 SHADOWGATE DR
City	SHELBY
State	NC
Zip	28152-8963
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	#25 CALEB SD SEC 4
Legal Subdivision	CALEB
Legal Block	1
Legal Lot Number	41
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	2
Census Block	2037
Census Tract	950702

Owner

132 Shadowgate Dr is owned and occupied by an individual.

Source: Cleveland County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	132 SHADOWGATE DR, SHELBY, NC 28152-8963
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2017	Deed of Trust, Mortgage TRULIANT FCU
Mar 10, 2020	Deed of Trust, Mortgage TRULIANT FCU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	132 SHADOWGATE DR, SHELBY, NC 28152-8963
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017351999
Date	Feb 7, 2017
Book Page	1735/1999
Instrument	2017-001294

Lender

Name	TRULIANT FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27103

Agreement

Amount	Amount on Record
Term	180 Months
Due	Feb 10, 2032

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	132 SHADOWGATE DR, SHELBY, NC 28152-8963
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018090101
Date	Mar 10, 2020
Book Page	1809/101
Instrument	200036972

Lender

Name	TRULIANT FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27103

Agreement

Amount	Amount on Record
Term	180 Months
Due	Mar 23, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 132 Shadowgate Dr was $1,028, up 7.9% from the year before.

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,028.00 (+7.87%)	$150,119 (-) Land $20,400 Building $129,719	$150,119 (-) Land $20,400 Building $129,719
2025	$953.00	$150,119 Land $20,400 Building $129,719	$150,119 Land $20,400 Building $129,719
2023		$95,303 Land $14,280 Building $81,023	$95,303 Land $14,280 Building $81,023

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 132 Shadowgate Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 132 Shadowgate Dr is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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