124 Shadowgate Dr, Shelby, NC 28152 Property Records

Cleveland County property record for 124 Shadowgate Dr, Shelby, NC 28152

Property Summary

Property Type	Single Family Home
Details	1,269 sqft · built 1992
Lot Size	0.76 acres (33,106 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (Nov 2023)
Tax Bill	$1,035 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Nov 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`46212`

Property Details

APN / Parcel Number

Primary APN	`46212`
Alternative APNs	`1240169` `1347766` `1359768`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,269 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2005
Exterior Material	Brick
Lot Area	33,106 sqft (0.76 acres)
Porch	Slab
Porch Area	132 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1359768
Street Address	124 SHADOWGATE DR
City	SHELBY
State	NC
Zip	28152-8963
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	#27 PB18-87 CALEB SEC 4
Legal Subdivision	CALEB
Legal Block	1
Legal Lot Number	43
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	2
Census Block	2037
Census Tract	950702

Owner

Source: Cleveland County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	700 NORWOOD ST, SHELBY, NC 28150-4323
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2025	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Nov 15, 2023	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2023 · Amount on Record
Deed Sale	Nov 15, 2023 · Amount on Record
Prior Sale	Jun 28, 2007 · Amount on Record
Deed Document Number	2023200094205
Deed Book / Page	1910 / 864
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	124 SHADOWGATE DR, SHELBY, NC 28152-8963
Transaction Type	Mortgage
Record Updated	Dec 23, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 SHADOWGATE DR, SHELBY, NC 28152-8963

Mortgage

Document Number	0019621437
Date	Dec 9, 2025
Book Page	1962/1437
Instrument	200122120

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	3000 LAVA RIDGE CT STE 200, ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Nov 15, 2023
Property Address	124 SHADOWGATE DR, SHELBY, NC 28152-8963
Document Number	0019100864
Book / Page	1910 / 864
Map Reference	MB 18 PG 87
Instrument Date	Nov 14, 2023
Instrument	200094205
Transaction Type	Transfer
Record Updated	Dec 4, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$340.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2025 LAKE VISTA DR, MOUNT HOLLY, NC 28120-9329

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 NORWOOD ST, SHELBY, NC 28150-4323

Mortgage

Document Number	0019100867
Date	Nov 15, 2023
Instrument	1910///0867

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$163,096 (-) Land $18,848 Building $144,248	$163,096 (-) Land $18,848 Building $144,248
2025	$1,035.00	$163,096 (+52.42%) Land $18,848 Building $144,248	$163,096 (+52.42%) Land $18,848 Building $144,248
2023		$107,007 Land $13,193 Building $93,814	$107,007 Land $13,193 Building $93,814

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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